A-
Overall 16%
Goods & Services 7%
Housing 60%
Date & Last Updated: This data reflects 2019 and was released from C2ER in January, 2020; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
IndexLyell-OtisRochesterNew York
Cost of living8488117
Goods & Services107107108
Groceries9898108
Health care100100101
Housing4054145
Transportation102102102
Utilities959597

Key findings

  • The cost of living in Lyell-Otis is 29% lower than the Rochester average
  • The cost of living in Lyell-Otis is 16% lower than the national average
  • Lyell-Otis housing is 60% lower than the national average
  • New York general sales tax is 21% lower than the national average
  • New York state income tax is 80% higher than the national average

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      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      Household$27,936$2,328$652$838

      New York Sales Tax

      StateGeneral Sales TaxWith Max Surtax
      New York4%8.875%

      New York Income Tax

      StateIncome Tax (Low)Income Tax (High)
      New York4%8.82%

      Goods & Services

      ItemRochesterNational avg.Difference
      Haircut $19.00$17.498.6%
      Beauty Salon $39.50$38.173.5%
      Toothpaste $1.59$2.3231.5%
      Shampoo $0.95$1.016.1%
      Movie $11.46$10.726.9%
      Bowling $15.60$13.8612.5%

      Groceries

      ItemRochesterNational avg.Difference
      Ground Beef $4.17$3.906.9%
      Fried Chicken $1.27$1.409.0%
      Milk $1.96$1.960.1%
      Potatoes $3.24$3.181.8%
      Pizza $11.99$10.3915.4%
      Beer $9.09$9.231.5%

      Health Care

      ItemRochesterNational avg.Difference
      Optometrist $128.90$106.3421.2%
      Doctor $95.25$115.2517.4%
      Dentist $108.95$98.3810.7%
      Ibuprofen $8.39$9.269.4%
      Lipitor $474.54$466.471.7%

      Housing

      ItemRochesterNational avg.Difference
      Home Price $77,800.00$184,700.0057.9%
      Avg. Mortgage Payment $1,048.08$1,273.3217.7%
      Apartment Rent $779.00$949.0017.9%

      Transportation

      ItemRochesterNational avg.Difference
      Gasoline $2.79$2.597.4%
      Tire Balancing $47.37$48.903.1%

      Utilities

      ItemRochesterNational avg.Difference
      All Electricity$151.11$167.609.8%
      Phone $185.38$163.4213.4%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      Hamlin, NY5,88490-10%
      Bergen, NY1,24290-10%
      East Rochester, NY6,67990-10%
      Gates, NY5,17891-9%
      Brockport, NY8,44491-9%
      Rochester, NY210,29188-12%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      Modesto, CA208,5121055%
      Spokane, WA212,07896-4%
      Birmingham, AL212,42481-19%
      Des Moines, IA212,85987-13%
      San Bernardino, CA214,5811077%
      Rochester, NY210,29188-12%
      Source: The Lyell-Otis, Rochester, NY cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.