Cost Of Living in East Rochester, NY

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3%

Overall NAT. AVG.

6%

Groceries NAT. AVG.

30%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	East Rochester	New York	National
Cost of living	97	121	100
Groceries	106	106	100
Health care	107	110	100
Housing	70	144	100
Transportation	114	113	100
Utilities	110	112	100
Lifestyle & Entertainment	109	111	100
Household Items	106	106	100
Education & Childcare	113	118	100

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Homes For Sale In East Rochester, NY

121 W Filbert St

East Rochester, NY

401 W Elm St

East Rochester, NY

Cost Of Living Quick Facts

The cost of living in East Rochester is 19% lower than the New York average
The cost of living in East Rochester is 3% lower than the national average
East Rochester housing is 30% lower than the national average
New York general sales tax is 22% lower than the national average
New York state income tax is 54% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$97,145	$8,095	$2,267	$2,915
Renters	$76,099	$6,342	$1,776	$2,283

To approximate the cost of living and the housing affordability in East Rochester, NY, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in East Rochester have a median income of $97,145. Therefore, the amount that a consumer should spend on housing costs should be no more than $2,267 per month to avoid calamity and poverty. The renters in the city have an income of about $76,099, which would make their monthly maximum allowable rental costs $1,776.

New York Sales Tax

State	General Sales Tax	With Max Surtax
New York	4%	8.875%

New York Income Tax

State	Income Tax (Low)	Income Tax (High)
New York	4%	10.9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Marion, NY	1,292	93	6.9%
Rochester, NY	211,665	96	3.6%
Manchester, NY	1,591	96	4.4%
Palmyra, NY	3,480	96	4.4%
Shortsville, NY	1,755	97	2.9%
East Rochester, NY	6,688	97	2.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Camp Swift, TX	6,688	89	11.2%
Nitro, WV	6,688	85	14.6%
Lincroft, NJ	6,692	150	49.9%
Buena Vista, VA	6,692	95	4.8%
Bronxville, NY	6,682	234	133.6%
East Rochester, NY	6,688	97	2.7%