Overall 9%
Goods & Services 7%
Housing 40%
Date & Last Updated: This data reflects 2020 and was released from C2ER in January, 2021; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
IndexHamlinNew YorkNational
Cost of living91118100
Goods & Services107110100
Health care99100100

Key findings

  • The cost of living in Hamlin is 23% lower than the New York average
  • The cost of living in Hamlin is 9% lower than the national average
  • Hamlin housing is 40% lower than the national average
  • New York general sales tax is 21% lower than the national average
  • New York state income tax is 62% higher than the national average

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Compare Hamlin, NY Cost of Living

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      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      A good way to judge both the affordability of the housing and the cost of living in Hamlin is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Hamlin has a median income of about $57,316 for people who own homes. Based on that number, a maximum of $1,337 should be spent on expenses related to housing. Renters have a slightly different median income, which is $25,080. Based on this average, renters should spend no more than $585 on all rental costs if they want to maintain a non-impoverished standard of living.

      New York Sales Tax

      StateGeneral Sales TaxWith Max Surtax
      New York4%8.875%

      New York Income Tax

      StateIncome Tax (Low)Income Tax (High)
      New York4%8.82%

      Goods & Services

      ItemHamlinNational avg.Difference
      Haircut $22.29$18.6219.7%
      Beauty Salon $39.01$39.050.1%
      Toothpaste $1.83$2.3422.0%
      Shampoo $0.98$1.067.0%
      Movie $11.45$10.687.2%
      Bowling $15.61$14.676.4%


      ItemHamlinNational avg.Difference
      Ground Beef $4.43$4.224.9%
      Fried Chicken $1.20$1.3913.8%
      Milk $2.20$2.057.5%
      Potatoes $3.06$3.296.8%
      Pizza $12.09$10.6213.9%
      Beer $9.26$9.381.3%

      Health Care

      ItemHamlinNational avg.Difference
      Optometrist $130.80$108.5720.5%
      Doctor $97.83$116.1715.8%
      Dentist $102.85$99.133.8%
      Ibuprofen $8.85$9.688.6%
      Lipitor $484.29$466.923.7%


      ItemHamlinNational avg.Difference
      Home Price $98,100.00$184,700.0046.9%
      Avg. Mortgage Payment $1,069.61$1,197.4210.7%
      Apartment Rent $718.00$949.0024.3%


      ItemHamlinNational avg.Difference
      Gasoline $2.33$2.224.8%
      Tire Balancing $55.25$50.0710.4%


      ItemHamlinNational avg.Difference
      All Electricity$148.23$167.6711.6%
      Phone $188.16$175.647.1%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      Albion, NY5,80287-13%
      Holley, NY1,78588-12%
      Gates, NY5,17892-8%
      Brockport, NY8,44492-8%
      North Gates, NY9,53793-7%
      Hamlin, NY5,88491-9%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      Punxsutawney, PA5,88388-12%
      Fort Meade, FL5,88384-16%
      Bay Harbor Islands, FL5,88512323%
      Medina, NY5,88582-18%
      Bellevue, KY5,87990-10%
      Hamlin, NY5,88491-9%
      Source: The Hamlin, NY cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2020.