B
Overall 10%
Goods & Services 7%
Housing 40%
Date & Last Updated: This data reflects 2019 and was released from C2ER in January, 2020; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
IndexBergenNew YorkNational
Cost of living90117100
Goods & Services107108100
Groceries98108100
Health care100101100
Housing60145100
Transportation102102100
Utilities9597100

Key findings

  • The cost of living in Bergen is 24% lower than the New York average
  • The cost of living in Bergen is 10% lower than the national average
  • Bergen housing is 40% lower than the national average
  • New York general sales tax is 21% lower than the national average
  • New York state income tax is 80% higher than the national average

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Compare Bergen, NY Cost of Living

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      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      Owners$68,681$5,723$1,602$2,061
      Renters$25,313$2,109$591$759

      New York Sales Tax

      StateGeneral Sales TaxWith Max Surtax
      New York4%8.875%

      New York Income Tax

      StateIncome Tax (Low)Income Tax (High)
      New York4%8.82%

      Goods & Services

      ItemBergenNational avg.Difference
      Haircut $19.00$17.498.6%
      Beauty Salon $39.50$38.173.5%
      Toothpaste $1.59$2.3231.5%
      Shampoo $0.95$1.016.1%
      Movie $11.46$10.726.9%
      Bowling $15.60$13.8612.5%

      Groceries

      ItemBergenNational avg.Difference
      Ground Beef $4.17$3.906.9%
      Fried Chicken $1.27$1.409.0%
      Milk $1.96$1.960.1%
      Potatoes $3.24$3.181.8%
      Pizza $11.99$10.3915.4%
      Beer $9.09$9.231.5%

      Health Care

      ItemBergenNational avg.Difference
      Optometrist $128.90$106.3421.2%
      Doctor $95.25$115.2517.4%
      Dentist $108.95$98.3810.7%
      Ibuprofen $8.39$9.269.4%
      Lipitor $474.54$466.471.7%

      Housing

      ItemBergenNational avg.Difference
      Home Price $106,500.00$184,700.0042.3%
      Avg. Mortgage Payment $1,048.08$1,273.3217.7%
      Apartment Rent $621.00$949.0034.6%

      Transportation

      ItemBergenNational avg.Difference
      Gasoline $2.79$2.597.4%
      Tire Balancing $47.37$48.903.1%

      Utilities

      ItemBergenNational avg.Difference
      All Electricity$151.11$167.609.8%
      Phone $185.38$163.4213.4%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      Albion, NY5,80286-14%
      Holley, NY1,78587-13%
      Fowlerville, NY29288-12%
      Le Roy, NY4,30788-12%
      Pavilion, NY49489-11%
      Bergen, NY1,24290-10%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      Port Byron, NY1,24288-12%
      Palm Shores, FL1,2421066%
      Tri-Lakes, IN1,2421022%
      Payson, IL1,24282-18%
      Pine Prairie, LA1,24282-18%
      Bergen, NY1,24290-10%
      Source: The Bergen, NY cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.