Ramona, California Cost Of Living

F

35%

Overall NAT. AVG.

10%

Goods & Services NAT. AVG.

84%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2023; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Ramona	California	National
Cost of living	135	141	100
Goods & Services	110	111	100
Groceries	112	116	100
Health care	104	111	100
Housing	184	196	100
Transportation	132	129	100
Utilities	113	129	100

New Real Estate Listings in Ramona Area

For Sale For Rent

Search

Search Homes for Sale in Ramona, CA

See How Much House You Can Afford. Get Pre-Approved Today

Cost Of Living Quick Facts

The cost of living in Ramona is 4% lower than the California average
The cost of living in Ramona is 35% higher than the national average
Ramona housing is 84% higher than the national average
California general sales tax is 42% higher than the national average
California state income tax is 56% lower than the national average

Most Affordable Places to Live in and Around Ramona

See all the best places to live around Ramona

Compare Ramona, CA Cost of Living

Write a review to give others more information about this area.

See all Ramona poll results

The best places in California

Here are the best places to live in California

10 Best cities in California for employment

Top 10 best public schools in Ramona

See the best places to live in & around Ramona

Salary Calculator

This is how much you would need to earn in

Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$95,000	$7,917	$2,217	$2,850
Renters	$56,307	$4,692	$1,314	$1,689

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Ramona, CA, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Ramona homeowners, is $95,000. This would allow for a maximum of $2,217 per month to be spent on housing costs. For renters, the median monthly income is $56,307 which would result in a maximum of $1,314 to be spent on rental costs.

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	12.3%

Goods & Services

Item	Ramona	National avg.	Difference
Haircut	$27.67	$22.08	25.3%
Beauty Salon	$66.33	$42.88	54.7%
Toothpaste	$3.24	$2.57	26.2%
Shampoo	$1.29	$1.15	12.1%
Movie	$16.08	$11.51	39.8%
Bowling	$24.11	$16.62	45.1%

Groceries

Item	Ramona	National avg.	Difference
Ground Beef	$5.38	$4.98	8.1%
Fried Chicken	$1.85	$1.58	16.6%
Milk	$2.70	$2.42	11.7%
Potatoes	$3.27	$3.54	7.4%
Pizza	$12.49	$11.49	8.7%
Beer	$10.07	$10.04	0.3%

Health Care

Item	Ramona	National avg.	Difference
Optometrist	$126.18	$117.76	7.2%
Doctor	$116.25	$125.34	7.3%
Dentist	$118.33	$107.52	10.1%
Ibuprofen	$12.09	$10.26	17.9%
Lipitor	$492.75	$459.24	7.3%

Housing

Item	Ramona	National avg.	Difference
Home Price	$536,700.00	$184,700.00	190.6%
Avg. Mortgage Payment	$3,920.87	$1,697.41	131.0%
Apartment Rent	$1,487.00	$949.00	56.7%

Transportation

Item	Ramona	National avg.	Difference
Gasoline	$5.50	$3.85	43.1%
Tire Balancing	$62.60	$57.01	9.8%

Utilities

Item	Ramona	National avg.	Difference
All Electricity	$220.21	$177.27	24.2%
Phone	$183.96	$189.62	3.0%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Descanso, CA	1,398	122	22.1%
Winter Gardens, CA	22,785	129	29.3%
Lakeside, CA	21,032	130	30.3%
Escondido, CA	150,396	133	33.1%
Santee, CA	57,407	135	34.6%
Ramona, CA	21,493	135	34.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Varennes, QC	21,490	n/a
Ballenger Creek, MD	21,484	118	17.7%
Biddeford, ME	21,502	111	10.7%
Klamath Falls, OR	21,509	102	1.8%
Rancho San Diego, CA	21,476	153	53.2%
Ramona, CA	21,493	135	34.6%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2023; this is the most current data available.