| Index | Piqua | Ohio | National |
| Cost of living | 85 | 89 | 100 |
| Groceries | 97 | 97 | 100 |
| Health care | 96 | 96 | 100 |
| Housing | 60 | 74 | 100 |
| Transportation | 94 | 96 | 100 |
| Utilities | 98 | 96 | 100 |
| Lifestyle & Entertainment | 92 | 95 | 100 |
| Household Items | 95 | 97 | 100 |
| Education & Childcare | 97 | 93 | 100 |
Getting a feel for the cost of living in Piqua is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Piqua is 85, which is 15% lower than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.
It's not uncommon for housing expenses to eat up a substantial portion of your income, oten exceeding 30%. The good news is that Piqua stands out by reporting housing costs that are 40.4% lower than the national average. This signifies that both homeownership and rental expenses in this region are considerably more affordable compared to the rest of the country. This favorable housing situation allows residents to allocate a more manageable portion of their income to housing, resulting in greater financial flexibility.
Locals have the inside scoop on their city. So, we polled 5 residents in Piqua to learn how they view the cost of living. We asked how they felt about the cost of living in their area, and if they thought that prices were increasing, decreasing or staying the same. The verdict? 0% find it reasonable with decreasing prices, but 100% think it's quite pricey, with prices that continue to rise.
Is Piqua an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Piqua is 49.7% lower than the national average, while the average monthly rent prices are 18.8% lower than average. The affordability of any location can also be influenced by median income levels. Piqua has a median household income of $69,048, which is 15.1% lower than the national average.
Groceries: Grocery prices have seen substantial hikes in the last 2-3 years, with some markets witnessing food cost increases of over 20% during this period. Conversely, certain markets have experienced only moderate upticks. These variations in food expenses can have a substantial impact on the overall cost of living in any locality. In Piqua, the groceries index is 3.4% lower than the national average.
Urbanization: Larger, urban hubs brimming with ample amenities and robust employment opportunities often showcase a heightened cost of living. This surge is primarily attributed to the amplified demand for services and increased residential migration, culminating in elevated home prices and elevated rental rates. Conversely, less densely populated rural locales or regions characterized by reduced demand tend to offer a more limited array of amenities and undergo slower job market growth, ultimately yielding a more affordable cost of living.
Healthcare: Healthcare costs and insurance premiums can fluctuate greatly based on the city or state. Access to healthcare facilities, out-of-pocket expenses for doctor\’s visits, dentist costs, medication costs and specialized care costs can all impact the cost of living. In Piqua, the healthcare costs are 3.7% lower than the national average.
The cost of living estimates displayed for Piqua are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.
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| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $89,354 | $7,446 | $2,085 | $2,681 |
| Renters | $46,595 | $3,883 | $1,087 | $1,398 |
| State | General Sales Tax | With Max Surtax |
| Ohio | 5.75% | 8% |
| State | Income Tax (Low) | Income Tax (High) |
| Ohio | 2.76% | 3.99% |
| City | Population | Cost of Living Index | National Avg. |
| Port Jefferson, OH | 447 | 81 | 19.0% |
| Quincy, OH | 550 | 84 | 16.3% |
| Casstown, OH | 213 | 83 | 17.0% |
| Christiansburg, OH | 491 | 83 | 16.9% |
| Gettysburg, OH | 672 | 84 | 16.3% |
| Piqua, OH | 21,958 | 85 | 15.3% |
| City | Population | Cost of Living Index | National Avg. |
| Ramona, CA | 21,948 | 155 | 54.8% |
| Mountain House, CA | 21,975 | 180 | 79.7% |
| Mukilteo, WA | 21,937 | 165 | 64.8% |
| Mountlake Terrace, WA | 21,935 | 138 | 38.1% |
| Birmingham, MI | 22,003 | 146 | 45.9% |
| Piqua, OH | 21,958 | 85 | 15.3% |
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