A+
4%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
17%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Pittsburgh Pennsylvania National
Cost of living9697100
Groceries99100100
Health care10199100
Housing8390100
Transportation105101100
Utilities10499100
Lifestyle & Entertainment100100100
Household Items10099100
Education & Childcare104101100
Does this Area Fit Your Budget? Local Insights Report
  • Know the community before you call it home
  • Compare multiple areas side by side
  • Access over 300 data points for any address
Local Insights Report

An Overview of Cost of Living in Pittsburgh, PA

Are you thinking about relocating, but curious about the potential cost of living in Pittsburgh? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Pittsburgh stands at 96, making it 4% lower than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

In Pittsburgh, daily expenses such as food, housing, lifestyle expenses, transportation and health care are in line with comparable areas and about average when compared to all cities across the nation. This ensures that the cost of living in Pittsburgh will resemble that of an average city, contributing to a manageable cost of living.

What Do Locals Say About the Cost of Living in Pittsburgh?

Nobody knows their city better than the people who actually live there. So, we asked 17 local residents how they would rate the cost of living in Pittsburgh and this is how they responded. 47% of people said that the cost of living was affordable, with prices decreasing, while 53% of people said that the cost of living was very expensive and prices continue to rise.

Is Pittsburgh Affordable?

Is Pittsburgh an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Pittsburgh is 24.9% lower than the national average, while the average monthly rent prices are 2.1% higher than average. The affordability of any location can also be influenced by median income levels. Pittsburgh has a median household income of $76,799, which is 5.6% lower than the national average.

What Factors can Influence the Cost of Living in Pittsburgh?

Urbanization: Urban areas with extensive amenities and job opportunities tend to have a higher cost of living due to increased demand for services and relocation, resulting in higher home prices and higher rents. Less densely populated rural areas, or areas with less demand tend to have fewer amenities and slower job growth, which results in a lower cost of living.

Healthcare: Healthcare costs and insurance premiums can fluctuate greatly based on the city or state. Access to healthcare facilities, out-of-pocket expenses for doctor\’s visits, dentist costs, medication costs and specialized care costs can all impact the cost of living. In Pittsburgh, the healthcare costs are 1.3% higher than the national average.

Taxes: Areas with higher taxes, including sales taxes and income taxes, can contribute to a higher cost of living. Paying more tax for everyday household expenses like clothing and food will result in higher costs, as will paying a higher rate of income tax. The general sales tax rate in Pittsburgh starts at 6% and the income tax rates start at 3.07%.

Where is the Data From?

The cost of living data for Pittsburgh shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.

Cost Of Living Quick Facts

  • The cost of living in Pittsburgh is 1% lower than the Pennsylvania average
  • The cost of living in Pittsburgh is 4% lower than the national average
  • Pittsburgh housing is 17% lower than the national average
  • Pennsylvania general sales tax is 18% higher than the national average
  • Pennsylvania state income tax is 18% higher than the national average

Most Affordable Places to Live in and Around Pittsburgh

See all the best places to live around Pittsburgh

Compare Pittsburgh, PA Cost of Living

City Image
    City Default Image
      vs
      How would you rate the cost of living in Pittsburgh?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Pittsburgh?
      Write a review to give others more information about this area.
      See all Pittsburgh poll results

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$102,477$8,540$2,391$3,075
      Renters$53,729$4,477$1,254$1,612
      A good indicator of the general affordability of housing in Pittsburgh, PA, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Pittsburgh, the median monthly income is $102,477 for those who own their own homes. Under the standard rule, that income level would allow for $2,391 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $53,729, per the median income in the area. That would allow for renters to spend up to $1,254 on monthly rental expenses.

      Pennsylvania Sales Tax

      State General Sales Tax With Max Surtax
      Pennsylvania 6% 8%

      Pennsylvania Income Tax

      State Income Tax (Low) Income Tax (High)
      Pennsylvania 3.07% 3.07%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Southview, PA325991.2%
      North Braddock, PA4,8608118.8%
      Duquesne, PA5,7368217.7%
      Rankin, PA2,0028317.4%
      Edgewood CDP, PA2,5218317.4%
      Pittsburgh, PA310,293963.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Cincinnati, OH309,429928.1%
      St. Paul, MN315,3381054.6%
      St. Louis, MO315,543918.9%
      Greensboro, NC304,481981.8%
      Anchorage, AK302,69713232.0%
      Pittsburgh, PA310,293963.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.