| Index | Perth Amboy | New Jersey | National |
| Cost of living | 122 | 125 | 100 |
| Groceries | 107 | 108 | 100 |
| Health care | 109 | 112 | 100 |
| Housing | 148 | 157 | 100 |
| Transportation | 117 | 114 | 100 |
| Utilities | 109 | 111 | 100 |
| Lifestyle & Entertainment | 114 | 113 | 100 |
| Household Items | 107 | 107 | 100 |
| Education & Childcare | 115 | 120 | 100 |
Are you thinking about relocating, but curious about the potential cost of living in Perth Amboy? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Perth Amboy stands at 122, making it 22% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.
The cost of living in Perth Amboy is among the highest in the country, making it a very expensive place to live. Only a small fraction of regions boast a cost of living that is at least 20% higher than the national average, and regrettably, Perth Amboy falls into this category, which may not be suitable for those seeking an economically favorable living environment.
Housing costs are a major factor in the Perth Amboy cost of living index, and they often eat up a big chunk of your take-home pay. Unfortunately, in this area, housing expenses for both homeownership and rentals were 48.5% higher than what's typical in an average city. That includes the prices of homes and rents, as well as mortgage rates and insurance.
Wondering if Perth Amboy is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Perth Amboy, for example, the median home price is 49.4% higher than what folks pay nationally, and monthly rent is 46.4% higher than the usual rates. Plus, income levels matter too, with Perth Amboy boasting a median household income of $79,417, which is 2.4% lower than the national average.
Healthcare: Healthcare expenses and insurance premiums can vary significantly depending on the specific city or state. Factors such as accessibility to healthcare facilities, out-of-pocket expenses for doctor's visits, dental care expenses, prescription costs and specialized medical care fees can all influence the overall cost of living. In Perth Amboy, healthcare costs are 9.1% higher than the national average.
Transportation: In areas where public transportation is scarce or unavailable, residents often find themselves compelled to own and upkeep vehicles, thereby increasing the overall cost of living. Monthly expenses encompass fuel, insurance, routine maintenance and potentially lease or financing payments. In Perth Amboy, the transportation index is 17.4% higher than the national average.
Utilities: Much like any other costs, utility expenses can exhibit considerable variations, influenced by factors such as climate, available energy sources, geographic location and state regulations. The costs associated with electricity, water, heating, and waste disposal can vary significantly depending on the city or state in question. In Perth Amboy, the utilities index stands at 8.9% higher than the national average.
The Perth Amboy cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.
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| Groceries index | |
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| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $123,358 | $10,280 | $2,878 | $3,701 |
| Renters | $62,297 | $5,191 | $1,453 | $1,869 |
| State | General Sales Tax | With Max Surtax |
| New Jersey | 6.625% | 12.625% |
| State | Income Tax (Low) | Income Tax (High) |
| New Jersey | 1.4% | 10.75% |
| City | Population | Cost of Living Index | National Avg. |
| Rossmoor, NJ | 2,769 | 104 | 3.7% |
| Clearbrook Park, NJ | 3,208 | 110 | 10.3% |
| Keansburg, NJ | 10,050 | 114 | 14.1% |
| Concordia, NJ | 2,620 | 114 | 14.0% |
| Roselle, NJ | 22,321 | 116 | 15.7% |
| Perth Amboy, NJ | 53,480 | 122 | 22.1% |
| City | Population | Cost of Living Index | National Avg. |
| Bentonville, AR | 53,401 | 104 | 4.5% |
| Queen Creek, AZ | 53,585 | 131 | 31.3% |
| Brandon, MB | 53,334 | n/a | |
| Placentia, CA | 53,649 | 174 | 74.4% |
| Oak Park, IL | 53,295 | 127 | 27.1% |
| Perth Amboy, NJ | 53,480 | 122 | 22.1% |
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