B+
4%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
29%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Bentonville Arkansas National
Cost of living10486100
Groceries9896100
Health care9495100
Housing12967100
Transportation9794100
Utilities9393100
Lifestyle & Entertainment9293100
Household Items9396100
Education & Childcare8792100
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An Overview of Cost of Living in Bentonville, AR

Knowing the cost of living in Bentonville allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in Bentonville stands at 104, marking it 4% higher than the national average.

The cost of living in Bentonville closely mirrors the national average in comparison to other cities nationwide. Essential items such as groceries, houshold expenses, health care and utilities are priced at a level consistent with similar urban areas. This means that residents of Bentonville can anticipate that their daily expenses will remain reasonably in line with those of an average city, contributing to a manageable cost of living.

Housing costs significantly influence the Bentonville cost of living index, typically accounting for a substantial portion of one's post-tax income. Regrettably, within this particular region, expenses related to both residential ownership and renting exceeded those observed in an average city by 28.9%. This entails elements such as housing and rental prices, mortgage interest rates and insurance costs.

What Do Locals Say About the Cost of Living in Bentonville?

Locals have the inside scoop on their city. So, we polled 7 residents in Bentonville to learn how they view the cost of living. We asked how they felt about the cost of living in their area, and if they thought that prices were increasing, decreasing or staying the same. The verdict? 57% find it reasonable with decreasing prices, but 43% think it's quite pricey, with prices that continue to rise.

Is Bentonville Affordable?

Wondering if Bentonville is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Bentonville, for example, the median home price is 41.2% higher than what folks pay nationally, and monthly rent is 0.2% higher than the usual rates. Plus, income levels matter too, with Bentonville boasting a median household income of $126,114, which is 55.1% higher than the national average.

What Factors can Influence the Cost of Living in Bentonville?

Transportation: When public transportation options are limited or non-existent, residents frequently resort to vehicle ownership, which can significantly contribute to the overall cost of living. Monthly financial obligations encompass fuel, insurance, regular maintenance and potentially lease or financing expenses. In Bentonville, the transportation index is 3.5% lower than the national average.

Housing: When there's a high demand for housing in trendy places, it can cause property prices and rental rates to soar, leading to a significantly higher cost of living. Conversely, in less desirable locations, where demand is low, prices tend to decrease, resulting in a more budget-friendly cost of living. In Bentonville, the housing index is 28.9% higher than the national average.

Groceries: Grocery costs have continued to increase significantly over the last 2-3 years. In some markets the cost of food has gone up by more than 20% in that period. While other markets have managed to see only a moderate uptick. These food costs can have a major impact on the cost of living in any area. In Bentonville, the groceries index is 2.5% lower than the national average.

Where is the Data From?

The cost of living estimates displayed for Bentonville are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.

Cost Of Living Quick Facts

  • The cost of living in Bentonville is 21% higher than the Arkansas average
  • The cost of living in Bentonville is 4% higher than the national average
  • Bentonville housing is 29% higher than the national average
  • Arkansas general sales tax is 27% higher than the national average
  • Arkansas state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Bentonville

See all the best places to live around Bentonville

Compare Bentonville, AR Cost of Living

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      Price difference in compared to
      Cost of living index
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      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$176,109$14,676$4,109$5,284
      Renters$94,655$7,888$2,208$2,840
      A good indicator of the general affordability of housing in Bentonville, AR, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Bentonville, the median monthly income is $176,109 for those who own their own homes. Under the standard rule, that income level would allow for $4,109 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $94,655, per the median income in the area. That would allow for renters to spend up to $2,208 on monthly rental expenses.

      Arkansas Sales Tax

      State General Sales Tax With Max Surtax
      Arkansas 6.5% 11.625%

      Arkansas Income Tax

      State Income Tax (Low) Income Tax (High)
      Arkansas 2% 4.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Springtown, AR140946.0%
      Noel, MO2,1217921.2%
      Decatur, AR1,5848217.7%
      Pineville, MO9398316.9%
      Gravette, AR3,5298812.0%
      Bentonville, AR53,4011044.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Brandon, MB53,334n/a 
      Perth Amboy, NJ53,48012222.1%
      Oak Park, IL53,29512727.1%
      Kentwood, MI53,236964.3%
      Queen Creek, AZ53,58513131.3%
      Bentonville, AR53,4011044.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.