Cost Of Living in Pepperell, MA

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C-

16%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

43%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Pepperell	Massachusetts	National
Cost of living	116	131	100
Groceries	104	109	100
Health care	105	116	100
Housing	143	169	100
Transportation	100	115	100
Utilities	106	117	100
Lifestyle & Entertainment	101	115	100
Household Items	105	109	100
Education & Childcare	108	127	100

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Homes For Sale In Pepperell, MA

4 Townsend St

Pepperell, MA

69 Main St

Pepperell, MA

Cost Of Living Quick Facts

The cost of living in Pepperell is 12% lower than the Massachusetts average
The cost of living in Pepperell is 16% higher than the national average
Pepperell housing is 43% higher than the national average
Massachusetts general sales tax is 22% higher than the national average
Massachusetts state income tax is 93% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$159,022	$13,252	$3,710	$4,771
Renters	$50,293	$4,191	$1,173	$1,509

Massachusetts Sales Tax

State	General Sales Tax	With Max Surtax
Massachusetts	6.25%	6.25%

Massachusetts Income Tax

State	Income Tax (Low)	Income Tax (High)
Massachusetts	5%	9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Greenville, NH	1,041	108	8.1%
Fitchburg, MA	41,913	111	11.4%
East Merrimack, NH	4,959	108	8.3%
Townsend, MA	1,311	114	14.3%
Shirley, MA	1,758	116	16.3%
Pepperell, MA	2,750	116	15.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Guin, AL	2,750	82	18.2%
Meredith, NH	2,750	119	18.7%
Chewelah, WA	2,750	105	4.6%
Grey, MB	2,750	n/a
Edwards AFB, CA	2,749	137	36.8%
Pepperell, MA	2,750	116	15.6%