Cost of Living in Paulsboro, NJ

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A+
6%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
19%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Paulsboro New Jersey National
Cost of living94125100
Groceries100108100
Health care98112100
Housing81157100
Transportation97114100
Utilities98111100
Lifestyle & Entertainment102113100
Household Items102107100
Education & Childcare99120100
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Homes For Sale In Paulsboro, NJ

property for sale

245 Nassau Ave

Paulsboro, NJ
property for sale

648 Billings Ave

Paulsboro, NJ
property for sale

637 Greenwich Ave

Paulsboro, NJ
property for sale

110 W Broad St

Paulsboro, NJ

Cost Of Living Quick Facts

  • The cost of living in Paulsboro is 25% lower than the New Jersey average
  • The cost of living in Paulsboro is 6% lower than the national average
  • Paulsboro housing is 19% lower than the national average
  • New Jersey general sales tax is 30% higher than the national average
  • New Jersey state income tax is 46% lower than the national average

Most Affordable Places to Live in and Around Paulsboro

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$99,081$8,257$2,312$2,973
      Renters$50,281$4,190$1,173$1,509
      The affordability of the housing market in Paulsboro, NJ as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Paulsboro homeowners, the median income is $99,081. This indicates that a monthly maximum of $2,312 should be spent by homeowners on all housing related costs. Renters have a median income of $50,281. This indicates that renters would have a maximum of $1,173 for their rent related monthly costs.

      New Jersey Sales Tax

      State General Sales Tax With Max Surtax
      New Jersey 6.625% 12.625%

      New Jersey Income Tax

      State Income Tax (Low) Income Tax (High)
      New Jersey 1.4% 10.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Pine Valley, NJ1111110.6%
      Tavistock, NJ511110.6%
      Prospect Park CDP, PA2337921.0%
      Audubon Park, NJ1,003927.9%
      Chester, PA35,1178613.9%
      Paulsboro, NJ6,022946.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      South Bruce, ON6,022n/a 
      St. Johnsbury, VT6,023972.7%
      Verchères, QC6,018n/a 
      Lakemoor, IL6,0281066.4%
      McKees Rocks, PA6,0288415.6%
      Paulsboro, NJ6,022946.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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