Cost Of Living in St. Johnsbury, VT

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A+

3%

Overall NAT. AVG.

7%

Groceries NAT. AVG.

21%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	St. Johnsbury	Vermont	National
Cost of living	97	108	100
Groceries	107	107	100
Health care	105	105	100
Housing	79	114	100
Transportation	106	106	100
Utilities	106	106	100
Lifestyle & Entertainment	105	105	100
Household Items	103	103	100
Education & Childcare	103	103	100

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Homes For Sale In St. Johnsbury, VT

277 Summer St

Saint Johnsbury, VT

485 Copenhagen Rd

Waterford, VT

208 Summer St

Saint Johnsbury, VT

0 New Boston Rd #3

St Johnsbury, VT

Cost Of Living Quick Facts

The cost of living in St. Johnsbury is 10% lower than the Vermont average
The cost of living in St. Johnsbury is 3% lower than the national average
St. Johnsbury housing is 21% lower than the national average
Vermont general sales tax is 18% higher than the national average
Vermont state income tax is 29% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$98,586	$8,216	$2,300	$2,958
Renters	$38,917	$3,243	$908	$1,168

A good way to judge both the affordability of the housing and the cost of living in St. Johnsbury is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. St. Johnsbury has a median income of about $98,586 for people who own homes. Based on that number, a maximum of $2,300 should be spent on expenses related to housing. Renters have a slightly different median income, which is $38,917. Based on this average, renters should spend no more than $908 on all rental costs if they want to maintain a non-impoverished standard of living.

Vermont Sales Tax

State	General Sales Tax	With Max Surtax
Vermont	6%	7%

Vermont Income Tax

State	Income Tax (Low)	Income Tax (High)
Vermont	3.35%	8.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Concord, VT	183	92	8.5%
Groton, VT	590	93	6.5%
West Burke, VT	263	94	6.4%
Lyndonville, VT	1,462	99	1.3%
Littleton, NH	4,429	100	0.1%
St. Johnsbury, VT	6,023	97	2.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Paulsboro, NJ	6,022	94	6.3%
South Bruce, ON	6,022	n/a
Verchères, QC	6,018	n/a
Lakemoor, IL	6,028	106	6.4%
McKees Rocks, PA	6,028	84	15.6%
St. Johnsbury, VT	6,023	97	2.7%