F
Overall 23%
Goods & Services 19%
Housing 15%
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The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
IndexBay PointCaliforniaNational
Cost of living123140100
Goods & Services119109100
Groceries128112100
Health care122109100
Housing115196100
Transportation140132100
Utilities131127100

Key findings

  • The cost of living in Bay Point is 12% lower than the California average
  • The cost of living in Bay Point is 23% higher than the national average
  • Bay Point housing is 15% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 59% lower than the national average

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Compare Bay Point, CA Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      Owners$64,854$5,405$1,513$1,946
      Renters$36,163$3,014$844$1,085
      To approximate the cost of living and the housing affordability in Bay Point, CA, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Bay Point have a median income of $64,854. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,513 per month to avoid calamity and poverty. The renters in the city have an income of about $36,163, which would make their monthly maximum allowable rental costs $844.

      California Sales Tax

      StateGeneral Sales TaxWith Max Surtax
      California7.25%10.5%

      California Income Tax

      StateIncome Tax (Low)Income Tax (High)
      California1%13.3%

      Goods & Services

      ItemBay PointNational avg.Difference
      Haircut $21.17$20.274.4%
      Beauty Salon $71.31$40.3976.5%
      Toothpaste $3.06$2.3629.7%
      Shampoo $1.36$1.0826.0%
      Movie $14.19$10.9929.2%
      Bowling $20.50$15.4932.3%

      Groceries

      ItemBay PointNational avg.Difference
      Ground Beef $4.24$4.301.3%
      Fried Chicken $1.82$1.4030.3%
      Milk $2.78$2.2026.2%
      Potatoes $2.98$3.227.5%
      Pizza $12.93$10.7420.4%
      Beer $10.32$9.607.5%

      Health Care

      ItemBay PointNational avg.Difference
      Optometrist $132.96$109.7321.2%
      Doctor $139.84$118.3418.2%
      Dentist $138.42$100.9437.1%
      Ibuprofen $12.22$9.9323.0%
      Lipitor $473.62$469.530.9%

      Housing

      ItemBay PointNational avg.Difference
      Home Price $193,000.00$184,700.004.5%
      Avg. Mortgage Payment $2,714.78$1,229.62120.8%
      Apartment Rent $1,334.00$949.0040.6%

      Transportation

      ItemBay PointNational avg.Difference
      Gasoline $3.95$2.7145.7%
      Tire Balancing $68.02$51.8631.2%

      Utilities

      ItemBay PointNational avg.Difference
      All Electricity$266.98$170.8456.3%
      Phone $185.39$187.181.0%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      CityPopulationCost of Living IndexNational Avg.
      North Gate, CA46512625.6%
      Port Costa, CA22812423.5%
      Pacheco, CA4,05912625.5%
      Rio Vista, CA8,05512221.6%
      Suisun City, CA29,04513232.0%
      Bay Point, CA23,13112322.5%

      Cities with similar population

      CityPopulationCost of Living IndexNational Avg.
      Owen Sound, ON23,125n/a 
      Landover, MD23,12411111.3%
      Washington, UT23,1411066.3%
      Paradise, NL23,144n/a 
      Dolton, IL23,113973.1%
      Bay Point, CA23,13112322.5%
      Source: This data reflects 2021 and was released from C2ER in January, 2022; this is the most current data available.