| Index | Ocean Springs | Mississippi | National |
| Cost of living | 96 | 86 | 100 |
| Groceries | 97 | 97 | 100 |
| Health care | 97 | 95 | 100 |
| Housing | 97 | 63 | 100 |
| Transportation | 96 | 94 | 100 |
| Utilities | 97 | 98 | 100 |
| Lifestyle & Entertainment | 96 | 94 | 100 |
| Household Items | 94 | 96 | 100 |
| Education & Childcare | 95 | 94 | 100 |
Are you thinking about relocating, but curious about the potential cost of living in Ocean Springs? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Ocean Springs stands at 96, making it 4% lower than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.
Everyday expenditures like food, housing, lifestyle expenses, transportation and health care in Ocean Springs are priced in a manner consistent with other areas. This means that residents of Ocean Springs can anticipate their daily expenses remaining reasonably similar to those in an average city, thereby supporting a manageable cost of living.
Is Ocean Springs an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Ocean Springs, the median home price is 5.9% lower than what most folks pay across the country, and monthly rent prices are 3.8% higher than the usual rates. Income levels in Ocean Springs come in at $90,950, which is 11.8% higher than the national average.
Healthcare: Healthcare expenses and insurance premiums can vary significantly depending on the specific city or state. Factors such as accessibility to healthcare facilities, out-of-pocket expenses for doctor's visits, dental care expenses, prescription costs and specialized medical care fees can all influence the overall cost of living. In Ocean Springs, healthcare costs are 3% lower than the national average.
Subsidies: Certain cities or states may institute government subsidies or assistance programs designed to alleviate the financial burdens associated with the cost of living for their residents. These programs encompass a variety of support mechanisms, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farm subsidies. Areas that provide fewer subsidies may see an uptick in their overall cost of living.
Urbanization: Larger, urban areas boasting abundant amenities and robust employment prospects often exhibit a heightened cost of living, driven by the increased demand for services and residential relocation. Consequently, this leads to elevated home prices and higher rental rates. In contrast, sparsely populated rural locales or regions marked by diminished demand typically offer a more limited range of amenities and experience slower job market expansion. This translates into a more affordable cost of living.
The Ocean Springs cost of living estimates above use a normalized U.S. average of 100 as the baseline for comparison. Housing values incorporate local home price and rental information from the U.S. Census, while all other estimates are AI-assisted and modeled using expected everyday expenses, local market trends, climate, and transportation-related cost pressures. The results are intended for practical city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $122,507 | $10,209 | $2,858 | $3,676 |
| Renters | $53,720 | $4,477 | $1,253 | $1,612 |
| State | General Sales Tax | With Max Surtax |
| Mississippi | 7% | 7.25% |
| State | Income Tax (Low) | Income Tax (High) |
| Mississippi | 5% | 5% |
| City | Population | Cost of Living Index | National Avg. |
| St. Martin, MS | 8,380 | 90 | 9.8% |
| Gautier, MS | 19,005 | 92 | 7.6% |
| Latimer, MS | 6,351 | 92 | 7.6% |
| Gulf Hills, MS | 9,087 | 94 | 6.2% |
| Biloxi, MS | 47,008 | 95 | 5.2% |
| Ocean Springs, MS | 18,287 | 96 | 3.6% |
| City | Population | Cost of Living Index | National Avg. |
| Dumont, NJ | 18,293 | 133 | 33.4% |
| Palestine, TX | 18,296 | 90 | 9.9% |
| Santa Fe Springs, CA | 18,267 | 151 | 50.8% |
| Alton, TX | 18,261 | 86 | 14.5% |
| Tallmadge, OH | 18,313 | 95 | 4.6% |
| Ocean Springs, MS | 18,287 | 96 | 3.6% |
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