Cost Of Living in Oakland, MS

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15%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

41%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Oakland	Mississippi	National
Cost of living	85	86	100
Groceries	98	97	100
Health care	96	95	100
Housing	59	63	100
Transportation	93	94	100
Utilities	100	98	100
Lifestyle & Entertainment	95	94	100
Household Items	98	96	100
Education & Childcare	92	94	100

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Homes For Sale In Oakland, MS

118 County Road 606

Oakland, MS

22236 MS Highway 32

Oakland, MS

3225 County Road 41

Oakland, MS

645 County Road 239

Oakland, MS

Cost Of Living Quick Facts

The cost of living in Oakland is 1% lower than the Mississippi average
The cost of living in Oakland is 15% lower than the national average
Oakland housing is 41% lower than the national average
Mississippi general sales tax is 37% higher than the national average
Mississippi state income tax is 93% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$42,895	$3,575	$1,001	$1,287
Renters	$30,330	$2,528	$708	$910

Mississippi Sales Tax

State	General Sales Tax	With Max Surtax
Mississippi	7%	7.25%

Mississippi Income Tax

State	Income Tax (Low)	Income Tax (High)
Mississippi	5%	5%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Tillatoba, MS	50	96	3.8%
Crowder, MS	842	77	23.2%
Charleston, MS	2,754	80	19.7%
Courtland, MS	865	82	18.1%
Coffeeville, MS	1,037	83	17.1%
Oakland, MS	482	85	14.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Lisman, AL	482	81	18.7%
San Jose, AZ	482	91	9.0%
Parker, ID	482	104	3.7%
Topsail Beach, NC	482	144	43.7%
Valley Falls, NY	482	102	2.5%
Oakland, MS	482	85	14.9%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Oakland, MS

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