Cost of Living in Valley Falls, NY

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B+
2%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
11%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Valley Falls New York National
Cost of living102121100
Groceries105106100
Health care108110100
Housing89144100
Transportation111113100
Utilities114112100
Lifestyle & Entertainment108111100
Household Items103106100
Education & Childcare112118100
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Homes For Sale In Valley Falls, NY

property for sale

266 Poplar Ave

Valley Falls, NY
property for sale

24 Birch WAY

Pittstown, NY
property for sale

90 Tomhannock Rd

Valley Falls, NY
property for sale

42 Ashcroft Rd

Valley Falls, NY

Cost Of Living Quick Facts

  • The cost of living in Valley Falls is 15% lower than the New York average
  • The cost of living in Valley Falls is 2% higher than the national average
  • Valley Falls housing is 11% lower than the national average
  • New York general sales tax is 22% lower than the national average
  • New York state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around Valley Falls

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      Utilities index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$168,100$14,008$3,922$5,044
      Renters$55,070$4,589$1,285$1,652

      New York Sales Tax

      State General Sales Tax With Max Surtax
      New York 4% 8.875%

      New York Income Tax

      State Income Tax (Low) Income Tax (High)
      New York 4% 10.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
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      Cambridge, NY2,3331010.9%
      Waterford, NY2,2221021.8%
      Mechanicville, NY5,1891021.8%
      Valley Falls, NY4821022.5%

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      Valley Falls, NY4821022.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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