Cost Of Living in Charleston, MS

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A+

20%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

57%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Charleston	Mississippi	National
Cost of living	80	86	100
Groceries	98	97	100
Health care	96	95	100
Housing	43	63	100
Transportation	93	94	100
Utilities	100	98	100
Lifestyle & Entertainment	95	94	100
Household Items	98	96	100
Education & Childcare	92	94	100

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Homes For Sale In Charleston, MS

1250 Friendship East Rd

Charleston, MS

145 Broome St

Charleston, MS

318 W Chestnut St

Charleston, MS

Highway 32

, MS

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Cost Of Living Quick Facts

The cost of living in Charleston is 6% lower than the Mississippi average
The cost of living in Charleston is 20% lower than the national average
Charleston housing is 57% lower than the national average
Mississippi general sales tax is 37% higher than the national average
Mississippi state income tax is 93% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$48,567	$4,047	$1,133	$1,457
Renters	$45,744	$3,812	$1,067	$1,372

Mississippi Sales Tax

State	General Sales Tax	With Max Surtax
Mississippi	7%	7.25%

Mississippi Income Tax

State	Income Tax (Low)	Income Tax (High)
Mississippi	5%	5%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Tillatoba, MS	50	96	3.8%
Lambert, MS	1,191	75	24.5%
Crowder, MS	842	77	23.2%
Glendora, MS	152	82	18.3%
Oakland, MS	482	85	14.9%
Charleston, MS	2,754	80	19.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Jemison, AL	2,754	87	13.5%
Irvine, KY	2,754	82	18.5%
Bel-Ridge, MO	2,754	85	15.2%
Liberty, NC	2,754	88	11.9%
Bath, PA	2,754	99	1.4%
Charleston, MS	2,754	80	19.7%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Charleston, MS

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Median Income & Debt-To-Income Ratio

Mississippi Sales Tax

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Nearby cities with low cost of living

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