Cost of Living in Elkton, KY

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16%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
44%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Elkton Kentucky National
Cost of living8488100
Groceries9998100
Health care9897100
Housing5670100
Transportation9696100
Utilities9795100
Lifestyle & Entertainment9795100
Household Items9697100
Education & Childcare9394100
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Homes For Sale In Elkton, KY

property for sale

112 Riverbend Dr

Elkton, KY
property for sale

955 Stratton Rd

Elkton, KY
property for sale

807 S Main St

Elkton, KY
property for sale

3801 Allegre Rd

Elkton, KY
See the Newest Homes For Sale In Elkton, KY

Cost Of Living Quick Facts

  • The cost of living in Elkton is 4% lower than the Kentucky average
  • The cost of living in Elkton is 16% lower than the national average
  • Elkton housing is 44% lower than the national average
  • Kentucky general sales tax is 18% higher than the national average
  • Kentucky state income tax is 73% higher than the national average

Most Affordable Places to Live in and Around Elkton

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      Salary Calculator

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$58,340$4,862$1,361$1,750
      Renters$46,050$3,838$1,074$1,382

      Kentucky Sales Tax

      State General Sales Tax With Max Surtax
      Kentucky 6% 6%

      Kentucky Income Tax

      State Income Tax (Low) Income Tax (High)
      Kentucky 4.5% 4.5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Fairview city, KY1518218.3%
      Lewisburg, KY9518218.2%
      Russellville, KY7,2118416.2%
      Guthrie, KY1,3508613.7%
      Pembroke, KY7428812.0%
      Elkton, KY2,1338415.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Haskell, OK2,1338515.3%
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      Tieton, WA2,1331010.7%
      Vista Santa Rosa, CA2,13412120.9%
      Midway, GA2,132982.3%
      Elkton, KY2,1338415.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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