Cost Of Living in Northfield, MA

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10%

Overall NAT. AVG.

6%

Groceries NAT. AVG.

10%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Northfield	Massachusetts	National
Cost of living	110	131	100
Groceries	106	109	100
Health care	112	116	100
Housing	110	169	100
Transportation	111	115	100
Utilities	116	117	100
Lifestyle & Entertainment	111	115	100
Household Items	106	109	100
Education & Childcare	118	127	100

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Homes For Sale In Northfield, MA

64 East St

Northfield, MA

Cost Of Living Quick Facts

The cost of living in Northfield is 16% lower than the Massachusetts average
The cost of living in Northfield is 10% higher than the national average
Northfield housing is 10% higher than the national average
Massachusetts general sales tax is 22% higher than the national average
Massachusetts state income tax is 93% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$130,957	$10,913	$3,055	$3,929
Renters	$21,513	$1,793	$502	$645

Massachusetts Sales Tax

State	General Sales Tax	With Max Surtax
Massachusetts	6.25%	6.25%

Massachusetts Income Tax

State	Income Tax (Low)	Income Tax (High)
Massachusetts	5%	9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Troy, NH	879	100	0.1%
Winchester, NH	1,999	102	1.8%
Athol, MA	8,568	104	4.3%
Hinsdale, NH	1,514	104	4.4%
Orange, MA	3,966	105	5.1%
Northfield, MA	999	110	10.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Minkler, CA	999	147	47.4%
Bow Mar, CO	999	247	146.9%
Arnolds Park, IA	999	106	6.3%
North Branch, MI	999	83	16.8%
Lake Tapawingo, MO	999	116	15.6%
Northfield, MA	999	110	10.4%