Arnolds Park, Iowa Cost Of Living

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Overall 6%

Goods & Services 3%

Housing 11%

Date & Last Updated: This data reflects 2022 and was released from C2ER in January, 2022; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Arnolds Park	Iowa	National
Cost of living	94	89	100
Goods & Services	97	94	100
Groceries	104	98	100
Health care	110	100	100
Housing	89	73	100
Transportation	85	98	100
Utilities	95	95	100

Key findings

The cost of living in Arnolds Park is 6% higher than the Iowa average
The cost of living in Arnolds Park is 6% lower than the national average
Arnolds Park housing is 11% lower than the national average
Iowa general sales tax is 18% higher than the national average
Iowa state income tax is 87% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$63,750	$5,313	$1,487	$1,913
Renters	$35,577	$2,965	$830	$1,067

Iowa Sales Tax

State	General Sales Tax	With Max Surtax
Iowa	6%	7%

Iowa Income Tax

State	Income Tax (Low)	Income Tax (High)
Iowa	0.33%	8.53%

Goods & Services

Item	Arnolds Park	National avg.	Difference
Haircut	$20.86	$20.27	2.9%
Beauty Salon	$28.29	$40.39	30.0%
Toothpaste	$2.15	$2.36	9.0%
Shampoo	$1.08	$1.08	0.1%
Movie	$9.63	$10.99	12.4%
Bowling	$13.44	$15.49	13.2%

Groceries

Item	Arnolds Park	National avg.	Difference
Ground Beef	$4.75	$4.30	10.6%
Fried Chicken	$1.47	$1.40	5.2%
Milk	$1.94	$2.20	11.7%
Potatoes	$3.62	$3.22	12.6%
Pizza	$10.47	$10.74	2.5%
Beer	$8.97	$9.60	6.5%

Health Care

Item	Arnolds Park	National avg.	Difference
Optometrist	$118.70	$109.73	8.2%
Doctor	$176.17	$118.34	48.9%
Dentist	$94.74	$100.94	6.1%
Ibuprofen	$10.42	$9.93	4.9%
Lipitor	$443.73	$469.53	5.5%

Housing

Item	Arnolds Park	National avg.	Difference
Home Price	$169,400.00	$184,700.00	8.3%
Avg. Mortgage Payment	$960.02	$1,229.62	21.9%
Apartment Rent	$775.00	$949.00	18.3%

Transportation

Item	Arnolds Park	National avg.	Difference
Gasoline	$2.17	$2.71	20.1%
Tire Balancing	$48.76	$51.86	6.0%

Utilities

Item	Arnolds Park	National avg.	Difference
All Electricity	$157.09	$170.84	8.1%
Phone	$184.68	$187.18	1.3%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Terril, IA	379	79	20.7%
Superior, IA	168	82	18.2%
Estherville, IA	6,027	83	17.4%
Everly, IA	624	83	16.6%
Fostoria, IA	194	86	13.7%
Arnolds Park, IA	1,024	94	5.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Overbrook, KS	1,024	80	19.6%
Cullen, LA	1,024	79	20.7%
Durham, NB	1,024	n/a
Saint-Frédéric, QC	1,024	n/a
Saint-Stanislas, QC	1,024	n/a
Arnolds Park, IA	1,024	94	5.5%

Source: This data reflects 2021 and was released from C2ER in January, 2022; this is the most current data available.