Athol cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index101131100
Goods & Services index120120100
Groceries index100107100
Health care index118120100
Housing index71165100
Transportation index98106100
Utilities index127123100
An overview of the general cost of living index for Athol, MA is displayed above for your reference. Residents in Athol, MA enjoy a cost of living index of 101. This index is 23% lower than the Massachusetts average, and 1% higher than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Athol, MA, the average cost of goods and services is equal to it is in Massachusetts, and it is 20% higher than the national average.

Did you know?

  • The cost of living in Athol is 23% lower than the Massachusetts average.
  • The cost of living in Athol is 1% higher than the national average.
  • The cost of housing in Athol is 29% lower than the national average.
  • Massachusetts general sales tax is 23% higher than the national average.
  • Massachusetts state income tax is 129% higher than the national average.

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Compare Athol, MA Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
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Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Use the salary calculator to compare your current income in Athol, MA to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Athol, MA, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Athol, MA salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
If you want to find a good determining factor for the cost of living and the general affordability of housing in Athol, MA, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Athol, MA, the median monthly income is $57,083 for those who own their own homes. Under the standard rule, that income level would allow for $1,332 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $24,313, per the median income in the area. That would allow for renters to spend up to $567 on monthly rental expenses.

Massachusetts Sales Tax

StateGeneral Sales TaxWith Max Surtax

Massachusetts Income Tax

StateIncome Tax (Low)Income Tax (High)
When considering the overall cost of living expenses in Athol, MA, it's important to take into account the sales tax for Massachusetts, as well as the rate for income tax in Massachusetts. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for Massachusetts is 6.25%, and the sales tax in the state of Massachusetts is 6.25%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in Massachusetts starts from 5.1% and goes up to 5.1%.

Goods & Services

ItemAtholNational avg.Difference
Haircut $18.47$16.0914.8%
Beauty Salon $73.51$37.3396.9%
Toothpaste $2.63$2.457.6%
Shampoo $2.00$1.00100.3%
Movie $10.40$10.281.2%
Bowling $8.05$4.9363.3%


ItemAtholNational avg.Difference
Ground Beef $3.24$3.8014.7%
Fried Chicken $1.48$1.406.2%
Milk $1.97$2.012.0%
Potatoes $3.01$3.010.1%
Pizza $12.08$9.8922.2%
Beer $9.52$8.906.9%

Health Care

ItemAtholNational avg.Difference
Optometrist $123.27$102.1620.7%
Doctor $140.02$108.3629.2%
Dentist $123.73$92.5333.7%
Ibuprofen $9.51$9.282.5%
Lipitor $340.37$425.8220.1%


ItemAtholNational avg.Difference
Home Price $132,400.00$184,700.0028.3%
Avg. Mortgage Payment $1,401.24$1,202.4416.5%
Apartment Rent $661.00$949.0030.3%


ItemAtholNational avg.Difference
Gasoline $2.21$2.241.7%
Tire Balancing $45.30$46.292.1%


ItemAtholNational avg.Difference
All Electricity$245.00$165.9647.6%
Phone $29.97$28.684.5%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Orange, MA4,1171022%
Hinsdale, NH1,4041033%
Winchester, NH1,8701044%
Winchendon, MA3,4001055%
Gardner, MA20,3341077%
Athol, MA8,4281011%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
St. Rose, LA8,42793-7%
Bonadelle Ranchos-Madera Ranchos, CA8,42912020%
Greenville, MI8,42984-16%
Cuero, TX8,42983-17%
Greenville, RI8,42512323%
Athol, MA8,4281011%
Source: The Athol, MA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.