Cost of Living in Troy, NH

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A+
0%
Overall NAT. AVG.
6%
Groceries NAT. AVG.
25%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Troy New Hampshire National
Cost of living100110100
Groceries106103100
Health care112104100
Housing75125100
Transportation111103100
Utilities116106100
Lifestyle & Entertainment111103100
Household Items106102100
Education & Childcare118105100
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Homes For Sale In Troy, NH

property for sale

Lot 32 S Main St Unit 32B

Troy, NH
property for sale

2 Woodland Park

Troy, NH
property for sale

133 Monadnock St

Troy, NH
property for sale

54 Deacon's Ln

Troy, NH

Cost Of Living Quick Facts

  • The cost of living in Troy is 9% lower than the New Hampshire average
  • The cost of living in Troy is equal to the national average
  • Troy housing is 25% lower than the national average
  • New Hampshire general sales tax is 100% lower than the national average
  • New Hampshire state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around Troy

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Compare Troy, NH Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$138,377$11,531$3,229$4,152
      Renters$56,937$4,745$1,328$1,708

      New Hampshire Sales Tax

      State General Sales Tax With Max Surtax
      New Hampshire 0% 0%

      New Hampshire Income Tax

      State Income Tax (Low) Income Tax (High)
      New Hampshire 4% 4%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Bennington, NH270963.6%
      Winchester, NH1,9991021.8%
      Jaffrey, NH2,8521066.2%
      Winchendon, MA4,8511087.5%
      Marlborough, NH1,1151088.2%
      Troy, NH8791000.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Mosses, AL8798020.1%
      Reece City, AL8798811.7%
      Clark Fork, ID879946.2%
      Cissna Park, IL8798812.0%
      Roseville, IL8798614.0%
      Troy, NH8791000.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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