Cost of Living in North Gates, NY

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A-
1%
Overall NAT. AVG.
9%
Groceries NAT. AVG.
25%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index North Gates New York National
Cost of living101121100
Groceries109106100
Health care115110100
Housing75144100
Transportation112113100
Utilities113112100
Lifestyle & Entertainment110111100
Household Items107106100
Education & Childcare116118100
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Homes For Sale In North Gates, NY

property for sale

1796 Long Pond Rd

Rochester, NY
property for sale

84 Marc Mar Trl

Rochester, NY
property for sale

1449 Spencerport Rd

Rochester, NY
property for sale

64 Markie Dr W

Rochester, NY

Cost Of Living Quick Facts

  • The cost of living in North Gates is 17% lower than the New York average
  • The cost of living in North Gates is 1% higher than the national average
  • North Gates housing is 25% lower than the national average
  • New York general sales tax is 22% lower than the national average
  • New York state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around North Gates

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$108,060$9,005$2,521$3,242
      Renters$65,403$5,450$1,526$1,962
      A good indicator of the general affordability of housing in North Gates, NY, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In North Gates, the median monthly income is $108,060 for those who own their own homes. Under the standard rule, that income level would allow for $2,521 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $65,403, per the median income in the area. That would allow for renters to spend up to $1,526 on monthly rental expenses.

      New York Sales Tax

      State General Sales Tax With Max Surtax
      New York 4% 8.875%

      New York Income Tax

      State Income Tax (Low) Income Tax (High)
      New York 4% 10.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Rochester, NY211,665963.6%
      Bergen, NY1,091982.5%
      Brockport, NY8,442982.2%
      Hamlin, NY5,874982.0%
      East Rochester, NY6,688972.7%
      North Gates, NY9,9421010.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Havre, MT9,938981.9%
      Chesapeake Ranch Estates, MD9,93711919.1%
      Mission, KS9,936991.0%
      Port Townsend, WA9,95012525.0%
      Queens, NS9,932n/a 
      North Gates, NY9,9421010.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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