Cost Of Living in Chesapeake Ranch Estates, MD

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C-

19%

Overall NAT. AVG.

6%

Groceries NAT. AVG.

40%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Chesapeake Ranch Estates	Maryland	National
Cost of living	119	121	100
Groceries	106	105	100
Health care	112	109	100
Housing	140	151	100
Transportation	112	109	100
Utilities	112	108	100
Lifestyle & Entertainment	113	109	100
Household Items	104	105	100
Education & Childcare	114	112	100

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Homes For Sale In Chesapeake Ranch Estates, MD

345 Chippewa Ln

Lusby, MD

12010 Settlers Trl

Lusby, MD

11533 Bootstrap Trl

Lusby, MD

12486 Coyote Ct

Lusby, MD

Cost Of Living Quick Facts

The cost of living in Chesapeake Ranch Estates is 1% lower than the Maryland average
The cost of living in Chesapeake Ranch Estates is 19% higher than the national average
Chesapeake Ranch Estates housing is 40% higher than the national average
Maryland general sales tax is 18% higher than the national average
Maryland state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$156,994	$13,083	$3,663	$4,710
Renters	$94,314	$7,860	$2,201	$2,830

The affordability of the housing market in Chesapeake Ranch Estates, MD as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Chesapeake Ranch Estates homeowners, the median income is $156,994. This indicates that a monthly maximum of $3,663 should be spent by homeowners on all housing related costs. Renters have a median income of $94,314. This indicates that renters would have a maximum of $2,201 for their rent related monthly costs.

Maryland Sales Tax

State	General Sales Tax	With Max Surtax
Maryland	6%	6%

Maryland Income Tax

State	Income Tax (Low)	Income Tax (High)
Maryland	2%	5.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Taylors Island, MD	85	110	10.1%
Eagle Harbor, MD	44	103	2.7%
Church Creek, MD	76	107	6.5%
Lexington Park, MD	13,260	113	12.9%
Benedict, MD	188	117	16.8%
Chesapeake Ranch Estates, MD	9,937	119	19.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Mission, KS	9,936	99	1.0%
Havre, MT	9,938	98	1.9%
Queens, NS	9,932	n/a
North Gates, NY	9,942	101	0.5%
Oakville, CT	9,928	113	12.8%
Chesapeake Ranch Estates, MD	9,937	119	19.1%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Chesapeake Ranch Estates, MD

Homes For Sale In Chesapeake Ranch Estates, MD

Cost Of Living Quick Facts

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Median Income & Debt-To-Income Ratio

Maryland Sales Tax

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Nearby cities with low cost of living

Cities with similar population