| Index | North Arlington | New Jersey | National |
| Cost of living | 133 | 125 | 100 |
| Groceries | 108 | 108 | 100 |
| Health care | 112 | 112 | 100 |
| Housing | 184 | 157 | 100 |
| Transportation | 114 | 114 | 100 |
| Utilities | 112 | 111 | 100 |
| Lifestyle & Entertainment | 110 | 113 | 100 |
| Household Items | 107 | 107 | 100 |
| Education & Childcare | 113 | 120 | 100 |

Knowing the cost of living in North Arlington allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in North Arlington stands at 133, marking it 33% higher than the national average.
If you prioritize affordability when seeking a new place to live, North Arlington may not be your ideal choice, as it ranks among the most expensive locations in the entire United States. A very small amount of areas exhibit a cost of living at least 20% higher than the national average, and unfortunately, North Arlington falls into this category, which may not align with your preferences for a budget-friendly living environment.
Housing costs are a very significant part of the North Arlington cost of living index and generally encompass a large percentage of take-home income. Unfortunately, in this area, the housing costs for both homes and rentals were 83.7% more than the average city. This includes things like home and rent prices, mortgage rates and insurance.
Is North Arlington affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take North Arlington, for instance, where the median home price falls 100.1% higher than the national average, and monthly rent rates are 45.3% higher than usual. Additionally, median income levels contribute to the equation, with North Arlington flaunting a median household income of $133,029, 63.6% higher than the national norm.
Healthcare: Healthcare expenditures and insurance premium rates can vary significantly, contingent upon the particular city or state. Factors such as the accessibility of healthcare facilities, out-of-pocket expenses for doctor's appointments, dental care charges, prescription medication costs, and expenses related to specialized medical care can all have an impact on the overall cost of living. In North Arlington, healthcare costs are 11.6% higher than the national average.
Groceries: Grocery expenditures have undergone notable escalation over the last 2-3 years. In some markets, the cost of food products has surged by more than 20%, while others have experienced only modest increments. These fluctuations in food costs can have a significant impact on the overall cost of living in any region. In North Arlington, the groceries index registers 8.3% higher than the national average.
Urbanization: Larger, urban centers, known for their wealth of amenities and strong employment prospects, often exhibit an elevated cost of living, primarily attributable to the heightened demand for services and residential relocation. Consequently, this scenario leads to elevated home prices and higher rental rates. In contrast, sparsely populated rural areas or regions characterized by diminished demand typically provide a more limited array of amenities and experience slower job market growth, resulting in a more affordable cost of living.
The cost of living data for North Arlington shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $159,971 | $13,331 | $3,732 | $4,800 |
| Renters | $100,918 | $8,410 | $2,355 | $3,028 |
| State | General Sales Tax | With Max Surtax |
| New Jersey | 6.625% | 12.625% |
| State | Income Tax (Low) | Income Tax (High) |
| New Jersey | 1.4% | 10.75% |
| City | Population | Cost of Living Index | National Avg. |
| East Orange, NJ | 66,655 | 115 | 15.1% |
| Roselle, NJ | 22,321 | 116 | 15.7% |
| Silver Lake CDP (Warren County), NJ | 326 | 117 | 17.3% |
| Newark, NJ | 290,764 | 120 | 19.8% |
| Paterson, NJ | 149,118 | 122 | 21.5% |
| North Arlington, NJ | 16,080 | 133 | 32.6% |
| City | Population | Cost of Living Index | National Avg. |
| Mastic Beach, NY | 16,076 | 121 | 20.8% |
| Cold Lake, AB | 16,076 | n/a | |
| Conyers, GA | 16,084 | 97 | 2.7% |
| Lakeway, TX | 16,074 | 146 | 46.3% |
| Canyon, TX | 16,086 | 97 | 3.3% |
| North Arlington, NJ | 16,080 | 133 | 32.6% |