Cost of Living in Lower Vailsburg, Newark, NJ

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C
9%
Overall NAT. AVG.
9%
Groceries NAT. AVG.
1%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Lower Vailsburg Newark New Jersey
Cost of living109120125
Groceries109108108
Health care112110112
Housing101135157
Transportation114119114
Utilities110111111
Lifestyle & Entertainment115115113
Household Items108107107
Education & Childcare118129120
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Homes For Sale In Newark, NJ

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234 2nd St

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Cost Of Living Quick Facts

  • The cost of living in Lower Vailsburg is 13% lower than the Newark average
  • The cost of living in Lower Vailsburg is 9% higher than the national average
  • Lower Vailsburg housing is 1% higher than the national average
  • New Jersey general sales tax is 30% higher than the national average
  • New Jersey state income tax is 46% lower than the national average

Most Affordable Places to Live in and Around Lower Vailsburg

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Household$74,442$6,204$1,737$2,233

      New Jersey Sales Tax

      State General Sales Tax With Max Surtax
      New Jersey 6.625% 12.625%

      New Jersey Income Tax

      State Income Tax (Low) Income Tax (High)
      New Jersey 1.4% 10.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      East Orange, NJ66,65511515.1%
      Roselle, NJ22,32111615.7%
      Silver Lake CDP (Warren County), NJ32611717.3%
      Paterson, NJ149,11812221.5%
      Plainfield, NJ51,29512221.5%
      Newark, NJ290,76412019.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Gatineau, QC293,695n/a 
      Lincoln, NE293,945972.9%
      Orlando, FL294,67911616.2%
      Durham, NC285,4341099.4%
      Plano, TX297,92912221.8%
      Newark, NJ290,76412019.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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