| Index | Moline | Illinois | National |
| Cost of living | 92 | 98 | 100 |
| Groceries | 97 | 100 | 100 |
| Health care | 101 | 100 | 100 |
| Housing | 73 | 95 | 100 |
| Transportation | 104 | 101 | 100 |
| Utilities | 99 | 99 | 100 |
| Lifestyle & Entertainment | 98 | 100 | 100 |
| Household Items | 101 | 100 | 100 |
| Education & Childcare | 102 | 100 | 100 |
Understanding the cost of living in Moline can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Moline cost of living index is 92, which is 8% lower than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.
The cost of living in Moline aligns closely with the national average when compared to other cities across the nation. Everyday essentials such as groceries, household expenses, health care and utility bills are priced at a level consistent with the average in similar urban areas. Moline residents can anticipate that their daily expenses won't be significantly higher than those in an average city, ensuring that the cost of living remains manageable.
Is Moline affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take Moline, for instance, where the median home price falls 30.3% lower than the national average, and monthly rent rates are 19.7% lower than usual. Additionally, median income levels contribute to the equation, with Moline flaunting a median household income of $85,094, 4.6% higher than the national norm.
Utilities: Similar to the prices of any goods or services, utility expenses can fluctuate widely, contingent on variables such as climate, available energy sources, geographical location and state regulations. Costs associated with electricity, water, heating, and waste disposal can differ in magnitude, depending on the specific city or state. In Moline, the utilities index registers at 1.5% lower than the national average.
Subsidies: Some cities and states may extend government subsidies or aid programs aimed at reducing the cost of living for their residents. These initiatives encompass diverse forms of support, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farm subsidies. Regions with limited subsidy provisions may witness an increase in their overall cost of living.
Groceries: Grocery costs have continued to increase significantly over the last 2-3 years. In some markets the cost of food has gone up by more than 20% in that period. While other markets have managed to see only a moderate uptick. These food costs can have a major impact on the cost of living in any area. In Moline, the groceries index is 2.6% lower than the national average.
The cost of living estimates displayed for Moline are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.
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| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $108,384 | $9,032 | $2,529 | $3,252 |
| Renters | $51,350 | $4,279 | $1,198 | $1,541 |
| State | General Sales Tax | With Max Surtax |
| Illinois | 6.25% | 10.25% |
| State | Income Tax (Low) | Income Tax (High) |
| Illinois | 4.95% | 4.95% |
| City | Population | Cost of Living Index | National Avg. |
| Rock Island Arsenal, IL | 366 | 100 | 0.2% |
| Oak Grove, IL | 445 | 78 | 21.6% |
| Panorama Park, IA | 217 | 86 | 14.2% |
| Carbon Cliff, IL | 1,998 | 89 | 11.0% |
| Rock Island, IL | 38,640 | 89 | 10.9% |
| Moline, IL | 42,715 | 92 | 8.0% |
| City | Population | Cost of Living Index | National Avg. |
| Puyallup, WA | 42,717 | 129 | 28.6% |
| Woonsocket, RI | 42,718 | 105 | 4.7% |
| Langford, BC | 42,691 | n/a | |
| Catonsville, MD | 42,742 | 124 | 23.8% |
| Grove City, OH | 42,755 | 101 | 1.1% |
| Moline, IL | 42,715 | 92 | 8.0% |
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