Moline, Illinois Cost Of Living

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Overall 11%

Goods & Services 6%

Housing 35%

Date & Last Updated: This data reflects 2019 and was released from C2ER in January, 2020; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Moline	Illinois	National
Cost of living	89	98	100
Goods & Services	94	98	100
Groceries	103	97	100
Health care	103	100	100
Housing	65	95	100
Transportation	113	112	100
Utilities	99	97	100

Key findings

The cost of living in Moline is 9% lower than the Illinois average
The cost of living in Moline is 11% lower than the national average
Moline housing is 35% lower than the national average
Illinois general sales tax is 23% higher than the national average
Illinois state income tax is 101% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$61,060	$5,088	$1,425	$1,832
Renters	$34,127	$2,844	$796	$1,024

The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Moline, IL, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Moline, homeowners have a median income of $61,060. Using that number, a maximum of $1,425 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $34,127, which means there is a maximum of $796 to be spent on the costs of renting a home or apartment.

Illinois Sales Tax

State	General Sales Tax	With Max Surtax
Illinois	6.25%	10.25%

Illinois Income Tax

State	Income Tax (Low)	Income Tax (High)
Illinois	4.95%	4.95%

Goods & Services

Item	Moline	National avg.	Difference
Haircut	$12.67	$17.49	27.6%
Beauty Salon	$31.75	$38.17	16.8%
Toothpaste	$3.09	$2.32	33.1%
Shampoo	$0.95	$1.01	6.1%
Movie	$10.72	$10.72	0.0%
Bowling	$13.33	$13.86	3.8%

Groceries

Item	Moline	National avg.	Difference
Ground Beef	$3.27	$3.90	16.2%
Fried Chicken	$1.69	$1.40	21.1%
Milk	$2.52	$1.96	28.4%
Potatoes	$2.64	$3.18	17.1%
Pizza	$12.95	$10.39	24.6%
Beer	$8.99	$9.23	2.6%

Health Care

Item	Moline	National avg.	Difference
Optometrist	$87.50	$106.34	17.7%
Doctor	$130.50	$115.25	13.2%
Dentist	$97.50	$98.38	0.9%
Ibuprofen	$8.49	$9.26	8.3%
Lipitor	$515.99	$466.47	10.6%

Housing

Item	Moline	National avg.	Difference
Home Price	$115,100.00	$184,700.00	37.7%
Avg. Mortgage Payment	$950.53	$1,273.32	25.4%
Apartment Rent	$686.00	$949.00	27.7%

Transportation

Item	Moline	National avg.	Difference
Gasoline	$2.67	$2.59	2.9%
Tire Balancing	$65.32	$48.90	33.6%

Utilities

Item	Moline	National avg.	Difference
All Electricity	$159.75	$167.60	4.7%
Phone	$188.52	$163.42	15.4%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Oak Grove, IL	562	78	-22%
Cleveland, IL	178	84	-16%
Milan, IL	5,097	86	-14%
Colona, IL	4,876	87	-13%
Rock Island, IL	38,647	87	-13%
Moline, IL	42,805	89	-11%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Bell Gardens, CA	42,805	127	27%
Salem, MA	42,804	131	31%
Hicksville, NY	42,856	147	47%
San Bruno, CA	42,736	187	87%
Belleville, IL	42,729	85	-15%
Moline, IL	42,805	89	-11%

Source: The Moline, IL cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.

Moline, IL Cost of Living

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