Cheapest Places to Live in Illinois

Access hyperlocal data to help you make a confident and informed decision.

Illinois, with its bustling cities, rich history, and diverse landscapes, offers a mix of urban and rural living experiences. Landmarks such as the Willis Tower, Millennium Park, and the Abraham Lincoln Presidential Library and Museum highlight the state's cultural and historical significance. The state's economy is diverse and robust, driven by sectors such as manufacturing, agriculture, and finance. Illinois' tax structure includes relatively high income and property taxes, which can impact the overall affordability for residents. Despite recent inflation and rising food costs, Illinois remains one of the more affordable states in the Midwest, especially in its smaller towns and rural areas. The combination of a diverse economy and manageable living costs makes Illinois an attractive place for those seeking affordability and quality of life.

Affordable living in Illinois can often be found in smaller towns and suburban areas where housing costs and everyday expenses are lower. These regions provide a more manageable cost of living, which is essential for maintaining financial stability. Affordability is a crucial factor in livability, as it allows residents to enjoy a comfortable standard of living without undue financial strain. Factors contributing to the cheapest places to live in Illinois include lower housing demand in less populated areas, supportive local economic policies, and efficient public services. Using AI-assisted city-level cost of living estimates, supported by U.S. Census housing data and regional economic modeling, helps identify these affordable regions and gives potential residents a practical way to compare affordability from one city to the next. In a state known for its cultural diversity and economic opportunities, finding affordable living options enhances the overall living experience.

East St. Louis Population: 27,033 21% cheaper than Illinois average

Med. Home Value: $96,566 Med. Rent: $724 Med. Household Inc.: $36,067

With a cost of living index that is 21% cheaper than the state average, East St. Louis is the cheapest place to live in Illinois. This area offers residents a remarkable blend of relatively low housing costs, budget-friendly grocery prices, affordable utilities, and economical health care services, making it an attractive destination for those seeking to stretch their dollars further. Whether you're a young professional, a growing family, or someone looking to enjoy a more relaxed pace of life, East St. Louis provides an inviting and cost-effective environment to call home.

Centreville Population: 5,098 21% cheaper than Illinois average

Med. Home Value: $85,782 Med. Rent: $927 Med. Household Inc.: $33,370

The second most affordable city in Illinois is Centreville and stands out for its cost-effective lifestyle. With an overall cost of living that is 21% cheaper than the Illinois average, overall goods and services, housing, utilities, transportation and health care costs fall within a reasonable range. Median household income levels are steady and come in at , which helps to increase the purchasing power of the local residents.

Cahokia Population: 14,366 18% cheaper than Illinois average

Med. Home Value: $86,828 Med. Rent: $1,367 Med. Household Inc.: $44,891

Cahokia lands in the #3 spot for the cheapest cities to live in Illinois, with a cost of living that is 18% cheaper than the state average. With home prices averaging and rental rates coming in around , it helps that household income levels average about , which assists with paying the mortgage or your monthly rent. Its robust public school system and accessible health care further enhance its appeal, making it a great place to settle down. The strong community spirit and ample recreational opportunities add to its charm.

West Frankfort Population: 7,790 18% cheaper than Illinois average

Med. Home Value: $113,869 Med. Rent: $899 Med. Household Inc.: $45,786

The cost of everyday grocery items, goods & services and of course housing, can have a significant impact on the overall cost of living in any area. West Frankfort offers a picturesque and affordable living environment, with a cost of living that is 18% cheaper than the state average. Everyday items like ground beef , eggs , coffee and pizza are all fairly reasonable compared to most other cities, which helps reduce those grocery bills. Home prices are also fairly affordable (compared to the state average), coming in at around .

Fairfield Population: 5,038 17% cheaper than Illinois average

Med. Home Value: $140,293 Med. Rent: $742 Med. Household Inc.: $64,097

For those wanting to live well on a budget, Fairfield is ideal, with a cost of living that is 17% cheaper than the state average. Reasonable housing prices (compared to the Illinois average) of and rental prices of are paired with economical goods and services and a range of free or low-cost recreational activities. The city's proactive economic development initiatives also ensure a steady stream of job opportunities, making it a smart choice for those prioritizing financial ease.

Park City Population: 7,894 17% cheaper than Illinois average

Med. Home Value: $40,687 Med. Rent: $1,392 Med. Household Inc.: $77,017

Park City comes in at #6 on our list of the cheapest cities in Illinois and is a haven for those seeking affordability without sacrificing convenience. The city is known for its discount shopping centers and budget-friendly dining options and has a cost of living that is 17% cheaper than Illinois. The city's local markets provide fresh produce and other groceries at reduced prices, while parks and community centers offer free entertainment and leisure. This city is perfect for enjoying a high quality of life at a low cost.

Murphysboro Population: 7,983 17% cheaper than Illinois average

Med. Home Value: $122,792 Med. Rent: $956 Med. Household Inc.: $55,512

With its cost-effective lifestyle, Murphysboro is an attractive destination for those looking to live affordably. The city boasts suitable housing costs, affordable healthcare, and a variety of budget-friendly dining options. The community is welcoming and vibrant, providing residents with a rich social life at a fraction of the cost. Median income levels come in at , which provides financial stability, purchasing power and increases the quality of life in the city.

Rock Falls Population: 9,152 17% cheaper than Illinois average

Med. Home Value: $127,515 Med. Rent: $1,009 Med. Household Inc.: $67,073

A lower cost of living allows individuals to manage their expenses more effectively, reducing the risk of financial stress and debt. When essential costs such as housing, food, transportation, and healthcare are more affordable, people can achieve greater financial stability and resilience. Rock Falls fits that mold and has a cost of living that is 17% cheaper than Illinois.

Du Quoin Population: 5,883 17% cheaper than Illinois average

Med. Home Value: $128,612 Med. Rent: $910 Med. Household Inc.: $63,173

Lower living costs can lead to a higher quality of life by making it easier for people to afford comfortable housing, nutritious food, and access to healthcare. It can also provide opportunities for better education, recreational activities, and community engagement, contributing to overall well-being. Du Quoin is one of the most affordable cities in Illinois, and has a cost of living that is 17% cheaper than the state average.

Pinckneyville Population: 5,559 16% cheaper than Illinois average

Med. Home Value: $134,155 Med. Rent: $726 Med. Household Inc.: $45,390

With a cost of living that is 16% cheaper than Illinois, Pinckneyville comes in at #10 on our list of the cheapest places to live in Illinois. Financial stress is a significant factor affecting mental and physical health. By lowering the cost of living, individuals can experience reduced anxiety related to meeting monthly expenses, thereby improving overall health and well-being. The ability to afford basic necessities without constant worry contributes to a more balanced and fulfilling life.

Full list of the cheapest places in Illinois

Rank	Location	Population	COL Index	Med. Home Value	Med. Household Inc.
1	East St. Louis	27,033	77	$96,566	$36,067
2	Centreville	5,098	78	$85,782	$33,370
3	Cahokia	14,366	81	$86,828	$44,891
4	West Frankfort	7,790	81	$113,869	$45,786
5	Fairfield	5,038	81	$140,293	$64,097
6	Park City	7,894	82	$40,687	$77,017
7	Murphysboro	7,983	82	$122,792	$55,512
8	Rock Falls	9,152	82	$127,515	$67,073
9	Du Quoin	5,883	82	$128,612	$63,173
10	Pinckneyville	5,559	82	$134,155	$45,390
11	Hoopeston	5,383	82	$103,096	$54,949
12	Kewanee	12,961	82	$105,627	$60,596
13	Harrisburg	8,793	82	$133,627	$51,113
14	Carmi	5,016	82	$129,821	$65,761
15	Freeport	24,837	82	$124,618	$60,434
16	Olney	9,196	83	$146,451	$73,488
17	Paris	8,806	83	$137,469	$62,876
18	Benton	7,133	83	$132,938	$66,652
19	Mount Carmel	7,112	83	$135,686	$61,118
20	Pana	5,521	83	$131,416	$71,180
21	Beardstown	5,645	83	$125,795	$65,418
22	Granite City	29,235	83	$150,013	$79,625
23	Robinson	7,675	83	$146,009	$68,549
24	East Alton	6,165	83	$145,565	$79,790
25	Danville	31,689	84	$121,810	$55,571
26	Monmouth	9,066	84	$138,653	$76,211
27	Centralia	12,756	84	$134,932	$59,354
28	Streator	12,592	84	$133,873	$61,177
29	Mattoon	17,637	84	$148,749	$61,396
30	Alton	27,407	84	$141,314	$64,609
31	Metropolis	6,188	84	$147,798	$60,520
32	Galesburg	31,538	84	$139,200	$56,673
33	Clinton	7,241	84	$146,001	$70,943
34	Salem	7,259	85	$138,597	$71,535
35	Sterling	15,351	85	$163,230	$70,567
36	Wood River	10,358	85	$152,906	$75,638
37	Vandalia	6,854	85	$144,383	$54,346
38	Creve Coeur	5,261	85	$135,223	$69,147
39	Decatur	74,163	85	$152,582	$68,944
40	Litchfield	6,849	85	$161,632	$68,201
41	Dixon	16,145	85	$166,985	$69,620
42	Watseka	5,075	85	$142,994	$57,400
43	Herrin	13,309	85	$167,745	$68,991
44	Mount Vernon	15,250	86	$142,537	$63,109
45	Jerseyville	8,030	86	$194,156	$87,544
46	Chester	8,448	86	$170,524	$75,941
47	Greenville	6,924	86	$178,706	$60,670
48	Hillsboro	6,368	86	$161,210	$91,466
49	Taylorville	11,059	86	$163,394	$62,703
50	Rockford	151,169	87	$170,955	$66,354

Methodology

To formulate the list of the cheapest places to live in Illinois, a city-level cost of living model was used with a national average baseline of 100. This framework is designed to provide a practical comparison of how far your dollar may go across different urban areas. Housing estimates incorporate the latest available U.S. Census home price and rental data, while all other values are generated using AI-assisted economic models based on expected everyday expenses, regional pricing trends, climate, transportation patterns, and local economic conditions. The overall index is weighted across key spending categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%).

Map of Cost of Living by State

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The map above is a great way to help you discover the most affordable states across the U.S. By highlighting states with the lowest cost of living, this map provides an in-depth look at where you can get the most value for your money. By visually representing this data, the map allows users to easily compare different regions and make informed decisions about potential relocations or investments. Additionally, it provides valuable insights into the economic conditions and lifestyle factors that influence these cost of living statistics. Whether you're planning a move, considering a new job, or simply curious about the economic landscape, this map is a useful resource for understanding and navigating the financial implications of living in different states.