F
25%
Overall NAT. AVG.
8%
Groceries NAT. AVG.
48%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Madera Acres California National
Cost of living125141100
Groceries108111100
Health care116116100
Housing148197100
Transportation117118100
Utilities121119100
Lifestyle & Entertainment117120100
Household Items111111100
Education & Childcare122127100
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An Overview of Cost of Living in Madera Acres, CA

Are you thinking about relocating, but curious about the potential cost of living in Madera Acres? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Madera Acres stands at 125, making it 25% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

The cost of living in Madera Acres is among the highest in the country, making it a very expensive place to live. Only a small fraction of regions boast a cost of living that is at least 20% higher than the national average, and regrettably, Madera Acres falls into this category, which may not be suitable for those seeking an economically favorable living environment.

Housing costs make up a big chunk of the cost of living in Madera Acres, and they usually eat into a large part of your take-home pay. Unfortunately, in this area, both buying a home and renting one costs 48.3% more than the average city. This includes stuff like home prices, rent, mortgage rates, and insurance.

The routine items you regularly buy for your home, such as cleaning supplies, personal care products, clothing basics, and kitchen essentials, make up 8% of the cost of living index. In Madera Acres, these items cost 11.1% more than the national average, making day-to-day living a bit more expensive.

Is Madera Acres Affordable?

Wondering if Madera Acres is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Madera Acres, for example, the median home price is 43.4% higher than what folks pay nationally, and monthly rent is 59.7% higher than the usual rates. Plus, income levels matter too, with Madera Acres boasting a median household income of $130,193, which is 60.1% higher than the national average.

What Factors can Influence the Cost of Living in Madera Acres?

Transportation: In cities with limited or no public transportation, residents may find it necessary to own and maintain vehicles, thereby elevating the cost of living. Monthly expenditures include fuel, insurance, routine maintenance and potential lease or financing commitments. In Madera Acres, the transportation index stands at 17.2% higher than the national average.

Healthcare: Healthcare costs and insurance premiums can undergo substantial fluctuations based on the city or state of residence. Elements such as the availability of healthcare facilities, out-of-pocket costs for medical consultations, dental expenses, prescription medication charges and specialized medical care fees all contribute to variations in the cost of living. In Madera Acres, healthcare costs are 16.2% higher than the national average.

Groceries: Grocery expenditures have undergone notable escalation over the last 2-3 years. In some markets, the cost of food products has surged by more than 20%, while others have experienced only modest increments. These fluctuations in food costs can have a significant impact on the overall cost of living in any region. In Madera Acres, the groceries index registers 8% higher than the national average.

Where is the Data From?

The cost of living data for Madera Acres shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.

Cost Of Living Quick Facts

  • The cost of living in Madera Acres is 11% lower than the California average
  • The cost of living in Madera Acres is 25% higher than the national average
  • Madera Acres housing is 48% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Madera Acres

See all the best places to live around Madera Acres

Compare Madera Acres, CA Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$137,018$11,418$3,197$4,111
      Renters$78,907$6,576$1,841$2,367
      To approximate the cost of living and the housing affordability in Madera Acres, CA, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Madera Acres have a median income of $137,018. Therefore, the amount that a consumer should spend on housing costs should be no more than $3,197 per month to avoid calamity and poverty. The renters in the city have an income of about $78,907, which would make their monthly maximum allowable rental costs $1,841.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Fairmead, CA1,1671022.1%
      Le Grand, CA1,6611088.3%
      Biola, CA1,4691087.6%
      Parkwood, CA2,4621099.0%
      Chowchilla, CA19,14311414.4%
      Madera Acres, CA10,21712525.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Pleasant Hill, IA10,2171011.4%
      Clinton, TN10,217936.6%
      Friendly, MD10,21913635.9%
      Jennings, LA10,2208514.9%
      Hampton, NH10,21313232.4%
      Madera Acres, CA10,21712525.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.