A+
1%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
16%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Pleasant Hill Iowa National
Cost of living10189100
Groceries9697100
Health care9496100
Housing11674100
Transportation9697100
Utilities9295100
Lifestyle & Entertainment9895100
Household Items9997100
Education & Childcare9194100
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An Overview of Cost of Living in Pleasant Hill, IA

Getting a feel for the cost of living in Pleasant Hill is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Pleasant Hill is 101, which is 1% higher than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.

Everyday expenditures like food, housing, lifestyle expenses, transportation and health care in Pleasant Hill are priced in a manner consistent with other areas. This means that residents of Pleasant Hill can anticipate their daily expenses remaining reasonably similar to those in an average city, thereby supporting a manageable cost of living.

Is Pleasant Hill Affordable?

Is Pleasant Hill affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take Pleasant Hill, for instance, where the median home price falls 18.2% higher than the national average, and monthly rent rates are 10.2% higher than usual. Additionally, median income levels contribute to the equation, with Pleasant Hill flaunting a median household income of $109,115, 34.2% higher than the national norm.

What Factors can Influence the Cost of Living in Pleasant Hill?

Housing: When there's a high demand for housing in trendy places, it can cause property prices and rental rates to soar, leading to a significantly higher cost of living. Conversely, in less desirable locations, where demand is low, prices tend to decrease, resulting in a more budget-friendly cost of living. In Pleasant Hill, the housing index is 15.8% higher than the national average.

Subsidies: Certain regions may provide government subsidies or assistance initiatives designed to alleviate the cost of living burden on their residents. These programs encompass a wide range of support mechanisms, such as Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farming subsidies. Areas with fewer subsidy offerings might experience an elevation in their cost of living.

Healthcare: The costs associated with healthcare and insurance premiums can exhibit notable disparities based on the city or state of residence. Access to healthcare facilities, out-of-pocket expenses for medical appointments, dental care charges, prescription medication costs and specialized medical care expenses all contribute to variations in the cost of living. In Pleasant Hill, healthcare costs are 6.3% lower than the national average.

Where is the Data From?

The Pleasant Hill cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Pleasant Hill is 14% higher than the Iowa average
  • The cost of living in Pleasant Hill is 1% higher than the national average
  • Pleasant Hill housing is 16% higher than the national average
  • Iowa general sales tax is 18% higher than the national average
  • Iowa state income tax is 69% higher than the national average

Most Affordable Places to Live in and Around Pleasant Hill

See all the best places to live around Pleasant Hill

Compare Pleasant Hill, IA Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$147,459$12,288$3,440$4,424
      Renters$62,397$5,200$1,456$1,872
      The affordability of the housing market in Pleasant Hill, IA as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Pleasant Hill homeowners, the median income is $147,459. This indicates that a monthly maximum of $3,440 should be spent by homeowners on all housing related costs. Renters have a median income of $62,397. This indicates that renters would have a maximum of $1,456 for their rent related monthly costs.

      Iowa Sales Tax

      State General Sales Tax With Max Surtax
      Iowa 6% 7%

      Iowa Income Tax

      State Income Tax (Low) Income Tax (High)
      Iowa 4.4% 6%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Valeria, IA427920.8%
      Swan, IA477921.1%
      Mingo, IA3118316.9%
      Spring Hill, IA498614.5%
      Colfax, IA1,9358712.7%
      Pleasant Hill, IA10,2171011.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Madera Acres, CA10,21712525.1%
      Clinton, TN10,217936.6%
      Friendly, MD10,21913635.9%
      Jennings, LA10,2208514.9%
      Hampton, NH10,21313232.4%
      Pleasant Hill, IA10,2171011.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.