D
14%
Overall NAT. AVG.
8%
Groceries NAT. AVG.
13%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Chowchilla California National
Cost of living114141100
Groceries108111100
Health care116116100
Housing113197100
Transportation117118100
Utilities121119100
Lifestyle & Entertainment117120100
Household Items111111100
Education & Childcare122127100
Does this Area Fit Your Budget? Local Insights Report
  • Know the community before you call it home
  • Compare multiple areas side by side
  • Access over 300 data points for any address
Local Insights Report

An Overview of Cost of Living in Chowchilla, CA

Are you thinking about relocating, but curious about the potential cost of living in Chowchilla? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Chowchilla stands at 114, making it 14% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

Everyday household expenses like cleaning products, laundry detergent, toiletries, and kitchen basics can quickly add up over time and make up 8% of the cost of living index. In Chowchilla, you can expect to spend 11.1% more than average on these recurring essentials, which increases your overall monthly cost of living.

Is Chowchilla Affordable?

Wondering if Chowchilla is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Chowchilla, for example, the median home price is 18.3% higher than what folks pay nationally, and monthly rent is 0.8% lower than the usual rates. Plus, income levels matter too, with Chowchilla boasting a median household income of $83,779, which is 3% higher than the national average.

What Factors can Influence the Cost of Living in Chowchilla?

Taxes: Locations with elevated tax rates, encompassing both sales and income taxes, can be a factor in driving up the cost of living. When you're paying more in taxes for everyday household expenses, it naturally translates into higher expenses. Similarly, a higher income tax rate can also contribute to an overall higher cost of living. In Chowchilla, the standard sales tax rate starts at 7.25%, and the income tax rates commence at 1%.

Urbanization: Urban areas with extensive amenities and job opportunities tend to have a higher cost of living due to increased demand for services and relocation, resulting in higher home prices and higher rents. Less densely populated rural areas, or areas with less demand tend to have fewer amenities and slower job growth, which results in a lower cost of living.

Housing: Elevated demand for housing within coveted locales has the propensity to escalate both property values and rental rates, thereby serving as a primary catalyst for an augmented cost of living. Conversely, areas witnessing diminished housing demand, particularly within less desirable environs, often experience an inversely proportional effect, leading to price reductions and subsequently contributing to a more modest cost of living. In Chowchilla, the housing index is 12.6% higher than the national average.

Where is the Data From?

The cost of living data for Chowchilla shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.

Cost Of Living Quick Facts

  • The cost of living in Chowchilla is 19% lower than the California average
  • The cost of living in Chowchilla is 14% higher than the national average
  • Chowchilla housing is 13% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Chowchilla

See all the best places to live around Chowchilla

Compare Chowchilla, CA Cost of Living

City Image
    City Default Image
      vs
      How would you rate the cost of living in Chowchilla?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Chowchilla?
      Write a review to give others more information about this area.
      See all Chowchilla poll results

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$101,935$8,495$2,378$3,058
      Renters$65,369$5,447$1,525$1,961
      A good way to judge both the affordability of the housing and the cost of living in Chowchilla is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Chowchilla has a median income of about $101,935 for people who own homes. Based on that number, a maximum of $2,378 should be spent on expenses related to housing. Renters have a slightly different median income, which is $65,369. Based on this average, renters should spend no more than $1,525 on all rental costs if they want to maintain a non-impoverished standard of living.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Bear Creek, CA9711918.6%
      Tuttle, CA10011918.6%
      El Nido, CA2891021.9%
      Fairmead, CA1,1671022.1%
      Le Grand, CA1,6611088.3%
      Chowchilla, CA19,14311414.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Berea, OH19,143928.2%
      Merrifield, VA19,14215454.3%
      Forest Park, OH19,147918.9%
      Augusta, ME19,148963.8%
      Twinsburg, OH19,1491033.4%
      Chowchilla, CA19,14311414.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.