Cheapest Places to Live in Kansas

Kansas, with its vast plains and rich agricultural heritage, offers a serene and affordable living environment. Landmarks such as the Eisenhower Presidential Library, Monument Rocks, and the Kansas State Capitol provide cultural and historical depth to the state. The state's economy is diverse, with significant contributions from agriculture, manufacturing, and aviation sectors. Kansas' tax structure includes moderate income and property taxes, which contribute to its overall affordability. Despite recent inflation and rising food costs, Kansas remains one of the more affordable states in the central region, especially in its smaller towns and rural areas. The combination of a diverse economy and manageable living costs makes Kansas an attractive place for those seeking affordability and quality of life.

Affordable living in Kansas can often be found in smaller towns and suburban areas where housing costs and everyday expenses are lower. These regions provide a more manageable cost of living, which is essential for maintaining financial stability. Affordability is a crucial factor in livability, as it allows residents to enjoy a comfortable standard of living without undue financial strain. Factors contributing to the cheapest places to live in Kansas include lower housing demand in less populated areas, supportive local economic policies, and efficient public services. Using AI-assisted city-level cost of living estimates, supported by U.S. Census housing data and regional economic modeling, helps identify these affordable regions and gives potential residents a practical way to compare affordability from one city to the next. In a state known for its community values and economic opportunities, finding affordable living options enhances the overall living experience.

Coffeyville Population: 9,687 12% cheaper than Kansas average
Med. Home Value: $95,817 Med. Rent: $983 Med. Household Inc.: $50,747
With a cost of living index that is 12% cheaper than the state average, Coffeyville is the cheapest place to live in Kansas. This area offers residents a remarkable blend of relatively low housing costs, budget-friendly grocery prices, affordable utilities, and economical health care services, making it an attractive destination for those seeking to stretch their dollars further. Whether you're a young professional, a growing family, or someone looking to enjoy a more relaxed pace of life, Coffeyville provides an inviting and cost-effective environment to call home.
Parsons Population: 9,975 12% cheaper than Kansas average
Med. Home Value: $113,530 Med. Rent: $1,003 Med. Household Inc.: $61,720
The second most affordable city in Kansas is Parsons and stands out for its cost-effective lifestyle. With an overall cost of living that is 12% cheaper than the Kansas average, overall goods and services, housing, utilities, transportation and health care costs fall within a reasonable range. Median household income levels are steady and come in at , which helps to increase the purchasing power of the local residents.
Chanute Population: 9,251 11% cheaper than Kansas average
Med. Home Value: $130,891 Med. Rent: $918 Med. Household Inc.: $67,947
Chanute lands in the #3 spot for the cheapest cities to live in Kansas, with a cost of living that is 11% cheaper than the state average. With home prices averaging and rental rates coming in around , it helps that household income levels average about , which assists with paying the mortgage or your monthly rent. Its robust public school system and accessible health care further enhance its appeal, making it a great place to settle down. The strong community spirit and ample recreational opportunities add to its charm.
Fort Scott Population: 7,902 11% cheaper than Kansas average
Med. Home Value: $116,961 Med. Rent: $1,067 Med. Household Inc.: $55,320
The cost of everyday grocery items, goods & services and of course housing, can have a significant impact on the overall cost of living in any area. Fort Scott offers a picturesque and affordable living environment, with a cost of living that is 11% cheaper than the state average. Everyday items like ground beef , eggs , coffee and pizza are all fairly reasonable compared to most other cities, which helps reduce those grocery bills. Home prices are also fairly affordable (compared to the state average), coming in at around .
Arkansas City Population: 12,228 10% cheaper than Kansas average
Med. Home Value: $118,648 Med. Rent: $985 Med. Household Inc.: $69,601
For those wanting to live well on a budget, Arkansas City is ideal, with a cost of living that is 10% cheaper than the state average. Reasonable housing prices (compared to the Kansas average) of and rental prices of are paired with economical goods and services and a range of free or low-cost recreational activities. The city's proactive economic development initiatives also ensure a steady stream of job opportunities, making it a smart choice for those prioritizing financial ease.
Independence Population: 8,817 9% cheaper than Kansas average
Med. Home Value: $130,006 Med. Rent: $1,052 Med. Household Inc.: $57,664
Independence comes in at #6 on our list of the cheapest cities in Kansas and is a haven for those seeking affordability without sacrificing convenience. The city is known for its discount shopping centers and budget-friendly dining options and has a cost of living that is 9% cheaper than Kansas. The city's local markets provide fresh produce and other groceries at reduced prices, while parks and community centers offer free entertainment and leisure. This city is perfect for enjoying a high quality of life at a low cost.
Iola Population: 5,433 9% cheaper than Kansas average
Med. Home Value: $139,235 Med. Rent: $1,146 Med. Household Inc.: $59,330
With its cost-effective lifestyle, Iola is an attractive destination for those looking to live affordably. The city boasts suitable housing costs, affordable healthcare, and a variety of budget-friendly dining options. The community is welcoming and vibrant, providing residents with a rich social life at a fraction of the cost. Median income levels come in at , which provides financial stability, purchasing power and increases the quality of life in the city.
Concordia Population: 5,197 8% cheaper than Kansas average
Med. Home Value: $134,299 Med. Rent: $1,027 Med. Household Inc.: $66,382
A lower cost of living allows individuals to manage their expenses more effectively, reducing the risk of financial stress and debt. When essential costs such as housing, food, transportation, and healthcare are more affordable, people can achieve greater financial stability and resilience. Concordia fits that mold and has a cost of living that is 8% cheaper than Kansas.
Pittsburg Population: 20,781 8% cheaper than Kansas average
Med. Home Value: $156,709 Med. Rent: $1,084 Med. Household Inc.: $51,406
Lower living costs can lead to a higher quality of life by making it easier for people to afford comfortable housing, nutritious food, and access to healthcare. It can also provide opportunities for better education, recreational activities, and community engagement, contributing to overall well-being. Pittsburg is one of the most affordable cities in Kansas, and has a cost of living that is 8% cheaper than the state average.
Wellington Population: 7,909 7% cheaper than Kansas average
Med. Home Value: $147,013 Med. Rent: $1,117 Med. Household Inc.: $72,676
With a cost of living that is 7% cheaper than Kansas, Wellington comes in at #10 on our list of the cheapest places to live in Kansas. Financial stress is a significant factor affecting mental and physical health. By lowering the cost of living, individuals can experience reduced anxiety related to meeting monthly expenses, thereby improving overall health and well-being. The ability to afford basic necessities without constant worry contributes to a more balanced and fulfilling life.

Full list of the cheapest places in Kansas

Rank Location Population COL Index Med. Home Value Med. Household Inc. 
1 Coffeyville 9,687 79 $95,817 $50,747
2 Parsons 9,975 80 $113,530 $61,720
3 Chanute 9,251 80 $130,891 $67,947
4 Fort Scott 7,902 80 $116,961 $55,320
5 Arkansas City 12,228 81 $118,648 $69,601
6 Independence 8,817 82 $130,006 $57,664
7 Iola 5,433 82 $139,235 $59,330
8 Concordia 5,197 83 $134,299 $66,382
9 Pittsburg 20,781 83 $156,709 $51,406
10 Wellington 7,909 84 $147,013 $72,676
11 Winfield 12,321 84 $162,696 $72,022
12 El Dorado 13,405 84 $154,407 $62,638
13 Atchison 10,863 84 $176,265 $72,556
14 Pratt 6,759 85 $167,281 $76,907
15 Emporia 25,435 85 $177,520 $65,669
16 Great Bend 15,685 85 $179,706 $69,571
17 Hutchinson 42,073 86 $180,676 $72,429
18 Kansas City 156,337 86 $178,515 $67,939
19 Dodge City 27,746 87 $188,599 $76,981
20 Abilene 6,394 87 $199,718 $71,329
21 Ottawa 12,572 87 $207,617 $71,334
22 Newton 19,319 87 $196,179 $84,440
23 Topeka 129,727 87 $192,134 $75,128
24 Haysville 11,544 88 $202,425 $80,826
25 Ulysses 5,677 89 $212,600 $76,788
26 Mulvane 6,166 89 $238,149 $95,997
27 Colby 5,598 89 $226,610 $92,603
28 Liberal 19,510 90 $199,562 $71,782
29 Salina 47,832 90 $236,057 $74,280
30 Augusta 9,678 90 $234,080 $76,687
31 Junction City 23,460 90 $248,112 $77,109
32 McPherson 13,501 91 $255,487 $86,632
33 Wichita 398,457 91 $249,853 $78,935
34 Park City 7,834 92 $237,791 $99,770
35 Leavenworth 37,243 92 $252,984 $91,551
36 Paola 5,838 93 $278,713 $76,988
37 Garden City 27,354 93 $282,438 $82,519
38 Tonganoxie 5,519 95 $300,087 $112,604
39 Valley Center 8,060 95 $289,066 $97,192
40 Hays 21,398 95 $322,027 $76,733
41 Maize 5,199 96 $314,451 $88,508
42 Bonner Springs 8,077 96 $316,560 $102,144
43 Derby 25,251 96 $304,774 $113,156
44 Eudora 6,796 97 $312,797 $128,380
45 Lansing 12,363 98 $314,804 $130,906
46 Bel Aire 8,281 98 $284,502 $128,360
47 Merriam 11,587 98 $346,056 $95,064
48 Lawrence 99,660 99 $369,897 $81,282
49 Mission 9,936 99 $356,641 $96,061
50 Manhattan 57,133 100 $394,085 $77,118

Methodology

To formulate the list of the cheapest places to live in Kansas, a city-level cost of living model was used with a national average baseline of 100. This framework is designed to provide a practical comparison of how far your dollar may go across different urban areas. Housing estimates incorporate the latest available U.S. Census home price and rental data, while all other values are generated using AI-assisted economic models based on expected everyday expenses, regional pricing trends, climate, transportation patterns, and local economic conditions. The overall index is weighted across key spending categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%).

Map of Cost of Living by State

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The map above is a great way to help you discover the most affordable states across the U.S. By highlighting states with the lowest cost of living, this map provides an in-depth look at where you can get the most value for your money. By visually representing this data, the map allows users to easily compare different regions and make informed decisions about potential relocations or investments. Additionally, it provides valuable insights into the economic conditions and lifestyle factors that influence these cost of living statistics. Whether you're planning a move, considering a new job, or simply curious about the economic landscape, this map is a useful resource for understanding and navigating the financial implications of living in different states.