| Index | El Dorado | Kansas | National |
| Cost of living | 84 | 90 | 100 |
| Groceries | 99 | 97 | 100 |
| Health care | 94 | 96 | 100 |
| Housing | 56 | 77 | 100 |
| Transportation | 97 | 96 | 100 |
| Utilities | 94 | 95 | 100 |
| Lifestyle & Entertainment | 92 | 94 | 100 |
| Household Items | 99 | 97 | 100 |
| Education & Childcare | 94 | 93 | 100 |
Getting a feel for the cost of living in El Dorado is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in El Dorado is 84, which is 16% lower than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.
Housing costs often consume a significant share of your take-home income, often surpassing 30%. Fortunately, El Dorado distinguishes itself by reporting housing expenses that are 43.9% below the national average. This indicates that both owning a home and renting in this area are notably more budget-friendly compared to the rest of the nation. With such favorable housing affordability, residents of El Dorado can allocate more of their income to housing, enhancing their financial flexibility.
Is El Dorado affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in El Dorado, the median home price is 52.7% lower than the national average and monthly rent prices are 23.2% lower than the typical rates. Additionally, the median income levels play a role in affordability, with El Dorado boasting a median household income of $62,638, 23% lower than the national average.
Healthcare: Healthcare costs and insurance premiums can undergo substantial fluctuations based on the city or state of residence. Elements such as the availability of healthcare facilities, out-of-pocket costs for medical consultations, dental expenses, prescription medication charges and specialized medical care fees all contribute to variations in the cost of living. In El Dorado, healthcare costs are 5.8% lower than the national average.
Housing: A sought-after location with high housing demand often leads to increased property values and rental rates, which can significantly inflate the overall cost of living. Conversely, areas with low housing demand, particularly in less desirable locales, tend to experience the opposite effect, causing prices to drop and contributing to a more affordable cost of living. In El Dorado, the housing index stands at 43.9% lower than the national average.
Subsidies: Some cities and states may extend government subsidies or aid programs aimed at reducing the cost of living for their residents. These initiatives encompass diverse forms of support, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farm subsidies. Regions with limited subsidy provisions may witness an increase in their overall cost of living.
The cost of living data for El Dorado shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.
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| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $92,983 | $7,749 | $2,169 | $2,790 |
| Renters | $37,629 | $3,136 | $878 | $1,129 |
| State | General Sales Tax | With Max Surtax |
| Kansas | 6.5% | 11.5% |
| State | Income Tax (Low) | Income Tax (High) |
| Kansas | 3.1% | 4.7% |
| City | Population | Cost of Living Index | National Avg. |
| Potwin, KS | 721 | 81 | 19.5% |
| Rosalia, KS | 102 | 82 | 17.9% |
| Leon, KS | 475 | 84 | 16.4% |
| Towanda, KS | 1,628 | 85 | 14.6% |
| Augusta, KS | 9,678 | 90 | 9.9% |
| El Dorado, KS | 13,405 | 84 | 15.9% |
| City | Population | Cost of Living Index | National Avg. |
| Annapolis Neck, MD | 13,406 | 170 | 70.4% |
| Las Vegas, NM | 13,406 | 87 | 12.9% |
| Henderson, TX | 13,408 | 93 | 7.5% |
| North Palm Beach, FL | 13,409 | 128 | 28.0% |
| Stoughton, WI | 13,411 | 103 | 2.9% |
| El Dorado, KS | 13,405 | 84 | 15.9% |
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