A+
9%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
21%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Wichita Kansas National
Cost of living9190100
Groceries9997100
Health care9496100
Housing7977100
Transportation9796100
Utilities9495100
Lifestyle & Entertainment9294100
Household Items9997100
Education & Childcare9493100
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An Overview of Cost of Living in Wichita, KS

Are you thinking about relocating, but curious about the potential cost of living in Wichita? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Wichita stands at 91, making it 9% lower than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

The cost of living in Wichita aligns closely with the national average when compared to other cities across the nation. Everyday essentials such as groceries, household expenses, health care and utility bills are priced at a level consistent with the average in similar urban areas. Wichita residents can anticipate that their daily expenses won't be significantly higher than those in an average city, ensuring that the cost of living remains manageable.

What Do Locals Say About the Cost of Living in Wichita?

Locals have the inside scoop on their city. So, we polled 31 residents in Wichita to learn how they view the cost of living. We asked how they felt about the cost of living in their area, and if they thought that prices were increasing, decreasing or staying the same. The verdict? 65% find it reasonable with decreasing prices, but 35% think it's quite pricey, with prices that continue to rise.

Is Wichita Affordable?

Is Wichita affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Wichita, the median home price is 23.5% lower than the national average and monthly rent prices are 14.5% lower than the typical rates. Additionally, the median income levels play a role in affordability, with Wichita boasting a median household income of $78,935, 2.9% lower than the national average.

What Factors can Influence the Cost of Living in Wichita?

Healthcare: Healthcare costs and insurance premiums can undergo substantial fluctuations based on the city or state of residence. Elements such as the availability of healthcare facilities, out-of-pocket costs for medical consultations, dental expenses, prescription medication charges and specialized medical care fees all contribute to variations in the cost of living. In Wichita, healthcare costs are 5.8% lower than the national average.

Urbanization: Larger, urban hubs brimming with ample amenities and robust employment opportunities often showcase a heightened cost of living. This surge is primarily attributed to the amplified demand for services and increased residential migration, culminating in elevated home prices and elevated rental rates. Conversely, less densely populated rural locales or regions characterized by reduced demand tend to offer a more limited array of amenities and undergo slower job market growth, ultimately yielding a more affordable cost of living.

Transportation: When public transportation options are limited or non-existent, residents frequently resort to vehicle ownership, which can significantly contribute to the overall cost of living. Monthly financial obligations encompass fuel, insurance, regular maintenance and potentially lease or financing expenses. In Wichita, the transportation index is 3.3% lower than the national average.

Where is the Data From?

The Wichita cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Wichita is 1% higher than the Kansas average
  • The cost of living in Wichita is 9% lower than the national average
  • Wichita housing is 21% lower than the national average
  • Kansas general sales tax is 27% higher than the national average
  • Kansas state income tax is 19% higher than the national average

Most Affordable Places to Live in and Around Wichita

See all the best places to live around Wichita

Compare Wichita, KS Cost of Living

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      Utilities index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$108,683$9,057$2,536$3,261
      Renters$50,411$4,201$1,176$1,512
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Wichita, KS, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Wichita, homeowners have a median income of $108,683. Using that number, a maximum of $2,536 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $50,411, which means there is a maximum of $1,176 to be spent on the costs of renting a home or apartment.

      Kansas Sales Tax

      State General Sales Tax With Max Surtax
      Kansas 6.5% 11.5%

      Kansas Income Tax

      State Income Tax (Low) Income Tax (High)
      Kansas 3.1% 4.7%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Oaklawn-Sunview, KS3,4768020.4%
      Haysville, KS11,5448811.6%
      Mulvane, KS6,1668911.1%
      Bentley, KS4899010.5%
      Benton, KS918919.0%
      Wichita, KS398,457919.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Aurora, CO393,10212625.9%
      Tampa, FL403,92711414.5%
      Cleveland, OH391,3408118.9%
      Bakersfield, CA390,90912323.3%
      Arlington, TX406,0651010.6%
      Wichita, KS398,457919.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.