Cost of Living in Colby, KS

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11%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
31%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Colby Kansas National
Cost of living8990100
Groceries10097100
Health care9896100
Housing6977100
Transportation9796100
Utilities9495100
Lifestyle & Entertainment10094100
Household Items9897100
Education & Childcare9593100
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Homes For Sale In Colby, KS

property for sale

425 La Casa Dr

Colby, KS
property for sale

460 W 7th St

Colby, KS
property for sale

305 S Cleveland Ave

Colby, KS
property for sale

245 S Range Ave

Colby, KS
See the Newest Homes For Sale In Colby, KS

Cost Of Living Quick Facts

  • The cost of living in Colby is 1% lower than the Kansas average
  • The cost of living in Colby is 11% lower than the national average
  • Colby housing is 31% lower than the national average
  • Kansas general sales tax is 27% higher than the national average
  • Kansas state income tax is 19% higher than the national average

Most Affordable Places to Live in and Around Colby

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      Salary Calculator

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$107,898$8,992$2,517$3,237
      Renters$45,334$3,778$1,058$1,360
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Colby, KS, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Colby homeowners, is $107,898. This would allow for a maximum of $2,517 per month to be spent on housing costs. For renters, the median monthly income is $45,334 which would result in a maximum of $1,058 to be spent on rental costs.

      Kansas Sales Tax

      State General Sales Tax With Max Surtax
      Kansas 6.5% 11.5%

      Kansas Income Tax

      State Income Tax (Low) Income Tax (High)
      Kansas 3.1% 4.7%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Levant, KS50982.3%
      Gem, KS1208218.0%
      Colby, KS5,5988911.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Frankenmuth, MI5,597982.0%
      Leakesville, MS5,5978316.6%
      Buckhannon, WV5,5998712.6%
      Northwood, OH5,6008910.8%
      Indian Wells, CA5,59517272.5%
      Colby, KS5,5988911.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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