A+
2%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
4%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Merriam Kansas National
Cost of living9890100
Groceries9897100
Health care9496100
Housing10477100
Transportation9796100
Utilities9595100
Lifestyle & Entertainment9194100
Household Items9597100
Education & Childcare9393100
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An Overview of Cost of Living in Merriam, KS

The cost of living in Merriam affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Merriam is 98, which is 2% lower than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.

The cost of living in Merriam is about average when compared to all other cities across the nation. You can expect that everyday items like food, household expenses and utility bills will be no more expensive than any other average city. Residents can anticipate living expenses that remain in line with the national average, ensuring a manageable financial burden, making it an attractive choice for those seeking affordability without the constraints of higher everyday expenditures.

Is Merriam Affordable?

Is Merriam affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Merriam, the median home price is 5.9% higher than the national average and monthly rent prices are 0.1% lower than the typical rates. Additionally, the median income levels play a role in affordability, with Merriam boasting a median household income of $95,064, 16.9% higher than the national average.

What Factors can Influence the Cost of Living in Merriam?

Transportation: When public transportation options are limited or non-existent, residents frequently resort to vehicle ownership, which can significantly contribute to the overall cost of living. Monthly financial obligations encompass fuel, insurance, regular maintenance and potentially lease or financing expenses. In Merriam, the transportation index is 2.9% lower than the national average.

Utilities: Much like any other costs, utility expenses can exhibit considerable variations, influenced by factors such as climate, available energy sources, geographic location and state regulations. The costs associated with electricity, water, heating, and waste disposal can vary significantly depending on the city or state in question. In Merriam, the utilities index stands at 4.9% lower than the national average.

Urbanization: Urban areas with extensive amenities and job opportunities tend to have a higher cost of living due to increased demand for services and relocation, resulting in higher home prices and higher rents. Less densely populated rural areas, or areas with less demand tend to have fewer amenities and slower job growth, which results in a lower cost of living.

Where is the Data From?

The cost of living estimates displayed for Merriam are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.

Cost Of Living Quick Facts

  • The cost of living in Merriam is 9% higher than the Kansas average
  • The cost of living in Merriam is 2% lower than the national average
  • Merriam housing is 4% higher than the national average
  • Kansas general sales tax is 27% higher than the national average
  • Kansas state income tax is 19% higher than the national average

Most Affordable Places to Live in and Around Merriam

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Compare Merriam, KS Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$117,616$9,801$2,744$3,529
      Renters$68,646$5,721$1,602$2,060
      The affordability of the housing market in Merriam, KS as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Merriam homeowners, the median income is $117,616. This indicates that a monthly maximum of $2,744 should be spent by homeowners on all housing related costs. Renters have a median income of $68,646. This indicates that renters would have a maximum of $1,602 for their rent related monthly costs.

      Kansas Sales Tax

      State General Sales Tax With Max Surtax
      Kansas 6.5% 11.5%

      Kansas Income Tax

      State Income Tax (Low) Income Tax (High)
      Kansas 3.1% 4.7%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Randolph, MO298415.8%
      Sugar Creek, MO3,3848514.7%
      Kansas City, KS156,3378613.7%
      Claycomo, MO1,8278812.2%
      Avondale, MO5128910.6%
      Merriam, KS11,587982.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      North Saanich, BC11,587n/a 
      Haddonfield, NJ11,58515151.0%
      Berkley, CO11,59112424.3%
      L'Île-Perrot, QC11,591n/a 
      Nelson, BC11,592n/a 
      Merriam, KS11,587982.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.