A+
10%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
26%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Salina Kansas National
Cost of living9090100
Groceries10097100
Health care9796100
Housing7477100
Transportation9396100
Utilities9395100
Lifestyle & Entertainment9894100
Household Items9897100
Education & Childcare9693100
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An Overview of Cost of Living in Salina, KS

Knowing the cost of living in Salina allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in Salina stands at 90, marking it 10% lower than the national average.

What Do Locals Say About the Cost of Living in Salina?

Locals have the inside scoop on their city. So, we polled 17 residents in Salina to learn how they view the cost of living. We asked how they felt about the cost of living in their area, and if they thought that prices were increasing, decreasing or staying the same. The verdict? 6% find it reasonable with decreasing prices, but 94% think it's quite pricey, with prices that continue to rise.

Is Salina Affordable?

Wondering if Salina is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Salina, for example, the median home price is 27.7% lower than what folks pay nationally, and monthly rent is 21.2% lower than the usual rates. Plus, income levels matter too, with Salina boasting a median household income of $74,280, which is 8.7% lower than the national average.

What Factors can Influence the Cost of Living in Salina?

Groceries: Grocery costs have continued to increase significantly over the last 2-3 years. In some markets the cost of food has gone up by more than 20% in that period. While other markets have managed to see only a moderate uptick. These food costs can have a major impact on the cost of living in any area. In Salina, the groceries index is 0.5% lower than the national average.

Transportation: When public transportation options are limited or non-existent, residents frequently resort to vehicle ownership, which can significantly contribute to the overall cost of living. Monthly financial obligations encompass fuel, insurance, regular maintenance and potentially lease or financing expenses. In Salina, the transportation index is 6.6% lower than the national average.

Utilities: As with the prices of anything else, utility costs can exhibit significant variations, contingent on factors like climate, energy source availability, geographic location and state regulations. The expenses associated with electricity, water, heating, and waste disposal can fluctuate, either upward or downward, depending on the particular city or state. In Salina, the utilities index registers 6.9% lower than the national average.

Where is the Data From?

The Salina cost of living estimates above use a normalized U.S. average of 100 as the baseline for comparison. Housing values incorporate local home price and rental information from the U.S. Census, while all other estimates are AI-assisted and modeled using expected everyday expenses, local market trends, climate, and transportation-related cost pressures. The results are intended for practical city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Salina is equal to the Kansas average
  • The cost of living in Salina is 10% lower than the national average
  • Salina housing is 26% lower than the national average
  • Kansas general sales tax is 27% higher than the national average
  • Kansas state income tax is 19% higher than the national average

Most Affordable Places to Live in and Around Salina

See all the best places to live around Salina

Compare Salina, KS Cost of Living

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      Price difference in compared to
      Cost of living index
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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$96,548$8,046$2,253$2,897
      Renters$44,784$3,732$1,045$1,344
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Salina, KS, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Salina homeowners, is $96,548. This would allow for a maximum of $2,253 per month to be spent on housing costs. For renters, the median monthly income is $44,784 which would result in a maximum of $1,045 to be spent on rental costs.

      Kansas Sales Tax

      State General Sales Tax With Max Surtax
      Kansas 6.5% 11.5%

      Kansas Income Tax

      State Income Tax (Low) Income Tax (High)
      Kansas 3.1% 4.7%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Falun, KS58963.5%
      Kipp, KS0963.5%
      Culver, KS987426.3%
      Tescott, KS3108217.9%
      New Cambria, KS948317.4%
      Salina, KS47,8329010.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Hattiesburg, MS47,8238713.5%
      Four Corners, FL47,7681109.6%
      Titusville, FL47,8991011.1%
      Bothell, WA47,76216262.3%
      Cornwall, ON47,736n/a 
      Salina, KS47,8329010.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.