A+
1%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
3%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Pine Hills Florida National
Cost of living101102100
Groceries103102100
Health care103104100
Housing9797100
Transportation103103100
Utilities110110100
Lifestyle & Entertainment102104100
Household Items101102100
Education & Childcare103106100
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An Overview of Cost of Living in Pine Hills, FL

The cost of living in Pine Hills affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Pine Hills is 101, which is 1% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.

Everyday expenditures like food, housing, lifestyle expenses, transportation and health care in Pine Hills are priced in a manner consistent with other areas. This means that residents of Pine Hills can anticipate their daily expenses remaining reasonably similar to those in an average city, thereby supporting a manageable cost of living.

Is Pine Hills Affordable?

Wondering if Pine Hills is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Pine Hills, for example, the median home price is 10.9% lower than what folks pay nationally, and monthly rent is 14.6% higher than the usual rates. Plus, income levels matter too, with Pine Hills boasting a median household income of $65,850, which is 19% lower than the national average.

What Factors can Influence the Cost of Living in Pine Hills?

Healthcare: Healthcare expenditures and insurance premium rates can vary significantly, contingent upon the particular city or state. Factors such as the accessibility of healthcare facilities, out-of-pocket expenses for doctor's appointments, dental care charges, prescription medication costs, and expenses related to specialized medical care can all have an impact on the overall cost of living. In Pine Hills, healthcare costs are 2.8% higher than the national average.

Housing: When everyone's vying for homes in popular areas, it drives up property prices and rents, making the overall cost of living surge. On the flip side, in less sought-after locales, where housing demand is low, prices tend to dip, resulting in a more economical cost of living. In Pine Hills, the housing index comes in at 3.3% lower than the national average.

Utilities: Much like any other costs, utility expenses can exhibit considerable variations, influenced by factors such as climate, available energy sources, geographic location and state regulations. The costs associated with electricity, water, heating, and waste disposal can vary significantly depending on the city or state in question. In Pine Hills, the utilities index stands at 9.6% higher than the national average.

Where is the Data From?

The Pine Hills cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Pine Hills is equal to the Florida average
  • The cost of living in Pine Hills is 1% higher than the national average
  • Pine Hills housing is 3% lower than the national average
  • Florida general sales tax is 18% higher than the national average
  • Florida state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Pine Hills

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Compare Pine Hills, FL Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$79,610$6,634$1,857$2,389
      Renters$51,645$4,304$1,205$1,550
      A good way to judge both the affordability of the housing and the cost of living in Pine Hills is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Pine Hills has a median income of about $79,610 for people who own homes. Based on that number, a maximum of $1,857 should be spent on expenses related to housing. Renters have a slightly different median income, which is $51,645. Based on this average, renters should spend no more than $1,205 on all rental costs if they want to maintain a non-impoverished standard of living.

      Florida Sales Tax

      State General Sales Tax With Max Surtax
      Florida 6% 7.5%

      Florida Income Tax

      State Income Tax (Low) Income Tax (High)
      Florida 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Lake Buena Vista, FL41043.6%
      Tildenville, FL441032.7%
      Lake Butler city, FL2,2508514.9%
      Bay Lake, FL458911.5%
      Clarcona, FL4,840936.7%
      Pine Hills, FL84,5821011.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Westland, MI84,673928.4%
      Kennewick, WA84,47411414.3%
      Loveland, CO84,81612828.0%
      Atascocita, TX84,3371065.9%
      Cicero, IL84,3201000.3%
      Pine Hills, FL84,5821011.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.