F
39%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
127%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Holladay Utah National
Cost of living139105100
Groceries100101100
Health care101101100
Housing227113100
Transportation100101100
Utilities104101100
Lifestyle & Entertainment99102100
Household Items100102100
Education & Childcare108105100
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An Overview of Cost of Living in Holladay, UT

Getting a feel for the cost of living in Holladay is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Holladay is 139, which is 39% higher than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.

If you prioritize affordability when seeking a new place to live, Holladay may not be your ideal choice, as it ranks among the most expensive locations in the entire United States. A very small amount of areas exhibit a cost of living at least 20% higher than the national average, and unfortunately, Holladay falls into this category, which may not align with your preferences for a budget-friendly living environment.

Housing costs make up a big chunk of the cost of living in Holladay, and they usually eat into a large part of your take-home pay. Unfortunately, in this area, both buying a home and renting one costs 127.3% more than the average city. This includes stuff like home prices, rent, mortgage rates, and insurance.

Is Holladay Affordable?

Is Holladay an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Holladay, the median home price is 166% higher than what most folks pay across the country, and monthly rent prices are 37% higher than the usual rates. Income levels in Holladay come in at $139,187, which is 71.1% higher than the national average.

What Factors can Influence the Cost of Living in Holladay?

Groceries: The costs associated with groceries have witnessed substantial increases over the past 2-3 years. In select markets, food prices have escalated by more than 20% during this timeframe, whereas others have seen more restrained upticks. The variances in food expenses can exert a considerable influence on the overall cost of living in a given locale. In Holladay, the groceries index is 0.3% higher than the national average.

Utilities: As with the prices of anything else, utility costs can exhibit significant variations, contingent on factors like climate, energy source availability, geographic location and state regulations. The expenses associated with electricity, water, heating, and waste disposal can fluctuate, either upward or downward, depending on the particular city or state. In Holladay, the utilities index registers 4.1% higher than the national average.

Healthcare: Healthcare costs and insurance premiums can undergo substantial fluctuations based on the city or state of residence. Elements such as the availability of healthcare facilities, out-of-pocket costs for medical consultations, dental expenses, prescription medication charges and specialized medical care fees all contribute to variations in the cost of living. In Holladay, healthcare costs are 1.4% higher than the national average.

Where is the Data From?

The Holladay cost of living estimates above use a normalized U.S. average of 100 as the baseline for comparison. Housing values incorporate local home price and rental information from the U.S. Census, while all other estimates are AI-assisted and modeled using expected everyday expenses, local market trends, climate, and transportation-related cost pressures. The results are intended for practical city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Holladay is 33% higher than the Utah average
  • The cost of living in Holladay is 39% higher than the national average
  • Holladay housing is 127% higher than the national average
  • Utah general sales tax is 20% higher than the national average
  • Utah state income tax is 87% higher than the national average

Most Affordable Places to Live in and Around Holladay

See all the best places to live around Holladay

Compare Holladay, UT Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$157,532$13,128$3,676$4,726
      Renters$87,781$7,315$2,048$2,634
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Holladay, UT, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Holladay, homeowners have a median income of $157,532. Using that number, a maximum of $3,676 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $87,781, which means there is a maximum of $2,048 to be spent on the costs of renting a home or apartment.

      Utah Sales Tax

      State General Sales Tax With Max Surtax
      Utah 6.1% 8.35%

      Utah Income Tax

      State Income Tax (Low) Income Tax (High)
      Utah 4.85% 4.85%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Magna, UT27,9381099.4%
      Kearns, UT37,4581099.5%
      West Valley City, UT140,97011010.3%
      South Salt Lake, UT25,75811010.4%
      Taylorsville, UT61,50311111.5%
      Holladay, UT31,56413939.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Garner, NC31,5491065.7%
      Galesburg, IL31,5388415.8%
      Granger, IN31,5331043.8%
      Bel Air North, MD31,60513029.5%
      Fleming Island, FL31,51511919.4%
      Holladay, UT31,56413939.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.