| Index | Kearns | Utah | National |
| Cost of living | 109 | 105 | 100 |
| Groceries | 99 | 101 | 100 |
| Health care | 101 | 101 | 100 |
| Housing | 127 | 113 | 100 |
| Transportation | 102 | 101 | 100 |
| Utilities | 103 | 101 | 100 |
| Lifestyle & Entertainment | 104 | 102 | 100 |
| Household Items | 100 | 102 | 100 |
| Education & Childcare | 105 | 105 | 100 |

The cost of living in Kearns affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Kearns is 109, which is 9% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.
In Kearns, daily expenses such as food, housing, lifestyle expenses, transportation and health care are in line with comparable areas and about average when compared to all cities across the nation. This ensures that the cost of living in Kearns will resemble that of an average city, contributing to a manageable cost of living.
Housing costs make up a big chunk of the cost of living in Kearns, and they usually eat into a large part of your take-home pay. Unfortunately, in this area, both buying a home and renting one costs 27.5% more than the average city. This includes stuff like home prices, rent, mortgage rates, and insurance.
Wondering if Kearns is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Kearns, for example, the median home price is 19.8% higher than what folks pay nationally, and monthly rent is 45.5% higher than the usual rates. Plus, income levels matter too, with Kearns boasting a median household income of $101,612, which is 24.9% higher than the national average.
Healthcare: Healthcare expenses and insurance premiums can vary significantly depending on the specific city or state. Factors such as accessibility to healthcare facilities, out-of-pocket expenses for doctor's visits, dental care expenses, prescription costs and specialized medical care fees can all influence the overall cost of living. In Kearns, healthcare costs are 0.7% higher than the national average.
Housing: A sought-after location with high housing demand often leads to increased property values and rental rates, which can significantly inflate the overall cost of living. Conversely, areas with low housing demand, particularly in less desirable locales, tend to experience the opposite effect, causing prices to drop and contributing to a more affordable cost of living. In Kearns, the housing index stands at 27.5% higher than the national average.
Groceries: Grocery expenditures have undergone notable escalation over the last 2-3 years. In some markets, the cost of food products has surged by more than 20%, while others have experienced only modest increments. These fluctuations in food costs can have a significant impact on the overall cost of living in any region. In Kearns, the groceries index registers 0.7% lower than the national average.
The Kearns cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
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| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $109,233 | $9,103 | $2,549 | $3,277 |
| Renters | $74,325 | $6,194 | $1,734 | $2,230 |
| State | General Sales Tax | With Max Surtax |
| Utah | 6.1% | 8.35% |
| State | Income Tax (Low) | Income Tax (High) |
| Utah | 4.85% | 4.85% |
| City | Population | Cost of Living Index | National Avg. |
| Copperton, UT | 856 | 106 | 6.0% |
| Magna, UT | 27,938 | 109 | 9.4% |
| West Valley City, UT | 140,970 | 110 | 10.3% |
| South Salt Lake, UT | 25,758 | 110 | 10.4% |
| Taylorsville, UT | 61,503 | 111 | 11.5% |
| Kearns, UT | 37,458 | 109 | 9.5% |
| City | Population | Cost of Living Index | National Avg. |
| West Fargo, ND | 37,459 | 107 | 6.6% |
| Owasso, OK | 37,448 | 98 | 2.0% |
| Bettendorf, IA | 37,477 | 103 | 3.2% |
| Prattville, AL | 37,437 | 97 | 2.7% |
| Winchester, NV | 37,419 | 102 | 1.6% |
| Kearns, UT | 37,458 | 109 | 9.5% |