B
11%
Overall NAT. AVG.
6%
Goods & Services NAT. AVG.
28%
Housing NAT. AVG.
Search Homes for Sale
Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Kearns Utah National
Cost of living111104100
Goods & Services106102100
Groceries10099100
Health care9691100
Housing128114100
Transportation110105100
Utilities9495100

An Overview of Cost of Living in Kearns, UT

The cost of living in Kearns affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Kearns is 111, which is 11% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.

When it comes to the cost of living in Kearns, housing costs are a real heavyweight, often hogging a significant chunk of your earnings. Sadly, in this area, housing expenses for both buying and renting were 28.3% more expensive compared to your average city. That means you'll be shelling out more for homes, rents, mortgage rates and insurance.

Is Kearns Affordable?

Is Kearns affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Kearns, the median home price is 19.3% higher than the national average and monthly rent prices are 49.3% higher than the typical rates. Additionally, the median income levels play a role in affordability, with Kearns boasting a median household income of $68,870, 24.5% higher than the national average.

What Factors can Influence the Cost of Living in Kearns?

Utilities: Much like any other costs, utility expenses can exhibit considerable variations, influenced by factors such as climate, available energy sources, geographic location and state regulations. The costs associated with electricity, water, heating, and waste disposal can vary significantly depending on the city or state in question. In Kearns, the utilities index stands at 6.4% lower than the national average.

Urbanization: Urban areas with extensive amenities and job opportunities tend to have a higher cost of living due to increased demand for services and relocation, resulting in higher home prices and higher rents. Less densely populated rural areas, or areas with less demand tend to have fewer amenities and slower job growth, which results in a lower cost of living.

Healthcare: The costs associated with healthcare and insurance premiums can exhibit notable disparities based on the city or state of residence. Access to healthcare facilities, out-of-pocket expenses for medical appointments, dental care charges, prescription medication costs and specialized medical care expenses all contribute to variations in the cost of living. In Kearns, healthcare costs are 3.8% lower than the national average.

Where is the Data From?

The cost of living in Kearns, presented above is derived from the C2ER cost of living index, offering a practical method for assessing living cost disparities in urban areas. Published quarterly, this index compiles data from more than 300 independent researchers, encompassing over 60 goods and services in 6 categories. The weightings assigned to cost variances are informed by government survey data tracking the expenditure patterns of professional and executive households. It should be noted that the C2ER index does not include data on sales or income tax rates, however, AreaVibes incorporates tax rates into the overall cost of living score for each area.

New Real Estate Listings in Kearns Area
Search Homes for Sale in Kearns, UT

Cost Of Living Quick Facts

  • The cost of living in Kearns is 6% higher than the Utah average
  • The cost of living in Kearns is 11% higher than the national average
  • Kearns housing is 28% higher than the national average
  • Utah general sales tax is 20% higher than the national average
  • Utah state income tax is 87% higher than the national average

Most Affordable Places to Live in and Around Kearns

See all the best places to live around Kearns

Compare Kearns, UT Cost of Living

      vs
      How would you rate the cost of living in Kearns?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Kearns?
      Write a review to give others more information about this area.
      See all Kearns poll results

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$73,723$6,144$1,720$2,212
      Renters$48,908$4,076$1,141$1,467
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Kearns, UT, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Kearns homeowners, is $73,723. This would allow for a maximum of $1,720 per month to be spent on housing costs. For renters, the median monthly income is $48,908 which would result in a maximum of $1,141 to be spent on rental costs.

      Utah Sales Tax

      State General Sales Tax With Max Surtax
      Utah 6.1% 8.35%

      Utah Income Tax

      State Income Tax (Low) Income Tax (High)
      Utah 4.85% 4.85%

      Goods & Services

      Item Kearns National avg. Difference
      Haircut $20.87$24.2614.0%
      Beauty Salon $50.33$45.5610.5%
      Toothpaste $3.57$3.703.6%
      Shampoo $1.18$1.288.1%
      Movie $9.94$12.1318.1%
      Bowling $19.80$18.0010.0%

      Groceries

      Item Kearns National avg. Difference
      Ground Beef $5.76$5.841.3%
      Fried Chicken $1.51$1.574.2%
      Milk $4.65$4.670.4%
      Potatoes $4.60$4.936.7%
      Pizza $11.69$12.093.3%
      Beer $10.59$10.411.7%

      Health Care

      Item Kearns National avg. Difference
      Optometrist $125.19$125.680.4%
      Doctor $117.14$135.7813.7%
      Dentist $85.13$113.2924.9%
      Ibuprofen $10.89$10.652.3%
      Lipitor $528.57$468.6012.8%

      Housing

      Item Kearns National avg. Difference
      Home Price $220,400.00$184,700.0019.3%
      Avg. Mortgage Payment $3,117.82$2,346.6932.9%
      Apartment Rent $1,417.00$949.0049.3%

      Transportation

      Item Kearns National avg. Difference
      Gasoline $3.75$3.468.3%
      Tire Balancing $57.07$59.924.8%

      Utilities

      Item Kearns National avg. Difference
      All Electricity $198.43$193.992.3%
      Phone $192.11$192.250.1%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Copperton, UT8391076.6%
      Magna, UT27,0291098.8%
      South Salt Lake, UT25,1251109.6%
      West Valley City, UT135,61011110.9%
      Taylorsville, UT59,92611312.8%
      Kearns, UT36,45711110.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Phenix City, AL36,461919.2%
      Oakton, VA36,46816666.1%
      Moorpark, CA36,44317676.0%
      Trumbull, CT36,47713838.5%
      Dunedin, FL36,4801033.0%
      Kearns, UT36,45711110.7%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.