A+
6%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
24%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Greensburg Pennsylvania National
Cost of living9497100
Groceries99100100
Health care10199100
Housing7690100
Transportation105101100
Utilities10499100
Lifestyle & Entertainment100100100
Household Items10099100
Education & Childcare104101100
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An Overview of Cost of Living in Greensburg, PA

Knowing the cost of living in Greensburg allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in Greensburg stands at 94, marking it 6% lower than the national average.

The cost of living in Greensburg aligns closely with the national average when compared to other cities across the nation. Everyday essentials such as groceries, household expenses, health care and utility bills are priced at a level consistent with the average in similar urban areas. Greensburg residents can anticipate that their daily expenses won't be significantly higher than those in an average city, ensuring that the cost of living remains manageable.

What Do Locals Say About the Cost of Living in Greensburg?

When it comes to knowing a city, its residents are the experts. We conducted a survey with 5 locals to understand their opinions on the cost of living in Greensburg. The results indicated that 0% found it reasonably priced with decreasing prices of goods and services, while 100% viewed it as quite expensive, with increasing prices.

Is Greensburg Affordable?

Is Greensburg an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Greensburg is 22.7% lower than the national average, while the average monthly rent prices are 28.3% lower than average. The affordability of any location can also be influenced by median income levels. Greensburg has a median household income of $67,493, which is 17% lower than the national average.

What Factors can Influence the Cost of Living in Greensburg?

Utilities: Like everything else, utilities costs can range significantly depending on factors like climate, energy sources available, location and even state regulations. Things like electricity, water, heating and waste disposal costs can be higher or lower, depending on the city or state. The utilities index in Greensburg comes in at 3.6% higher than the national average.

Housing: When everyone's vying for homes in popular areas, it drives up property prices and rents, making the overall cost of living surge. On the flip side, in less sought-after locales, where housing demand is low, prices tend to dip, resulting in a more economical cost of living. In Greensburg, the housing index comes in at 24.4% lower than the national average.

Transportation: In situations where public transportation is limited or nonexistent, local residents may be required to own and maintain their own vehicles, contributing to an elevated cost of living. Monthly expenditures may encompass fuel costs, insurance premiums, routine vehicle upkeep and possibly lease or financing payments. In Greensburg, the transportation index is 5% higher than the national average.

Where is the Data From?

The Greensburg cost of living estimates above use a normalized U.S. average of 100 as the baseline for comparison. Housing values incorporate local home price and rental information from the U.S. Census, while all other estimates are AI-assisted and modeled using expected everyday expenses, local market trends, climate, and transportation-related cost pressures. The results are intended for practical city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Greensburg is 3% lower than the Pennsylvania average
  • The cost of living in Greensburg is 6% lower than the national average
  • Greensburg housing is 24% lower than the national average
  • Pennsylvania general sales tax is 18% higher than the national average
  • Pennsylvania state income tax is 18% higher than the national average

Most Affordable Places to Live in and Around Greensburg

See all the best places to live around Greensburg

Compare Greensburg, PA Cost of Living

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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$97,618$8,135$2,278$2,929
      Renters$36,988$3,082$863$1,110
      The affordability of the housing market in Greensburg, PA as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Greensburg homeowners, the median income is $97,618. This indicates that a monthly maximum of $2,278 should be spent by homeowners on all housing related costs. Renters have a median income of $36,988. This indicates that renters would have a maximum of $863 for their rent related monthly costs.

      Pennsylvania Sales Tax

      State General Sales Tax With Max Surtax
      Pennsylvania 6% 8%

      Pennsylvania Income Tax

      State Income Tax (Low) Income Tax (High)
      Pennsylvania 3.07% 3.07%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Crabtree, PA1061021.8%
      Harrison City, PA811021.8%
      Wyano, PA609991.2%
      St. Vincent College, PA1,3721021.8%
      Turtle Creek, PA5,3288316.9%
      Greensburg, PA14,679946.1%

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      City Population Cost of Living Index National Avg.
      Pineville, LA14,677927.9%
      Muscle Shoals, AL14,685927.8%
      East Milton, FL14,691936.6%
      Johnson City, NY14,660954.9%
      West Freehold, NJ14,65714241.8%
      Greensburg, PA14,679946.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.