| Index | Johnson City | New York | National |
| Cost of living | 95 | 121 | 100 |
| Groceries | 104 | 106 | 100 |
| Health care | 109 | 110 | 100 |
| Housing | 61 | 144 | 100 |
| Transportation | 114 | 113 | 100 |
| Utilities | 113 | 112 | 100 |
| Lifestyle & Entertainment | 112 | 111 | 100 |
| Household Items | 104 | 106 | 100 |
| Education & Childcare | 113 | 118 | 100 |
Understanding the cost of living in Johnson City can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Johnson City cost of living index is 95, which is 5% lower than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.
Everyday expenditures like food, housing, lifestyle expenses, transportation and health care in Johnson City are priced in a manner consistent with other areas. This means that residents of Johnson City can anticipate their daily expenses remaining reasonably similar to those in an average city, thereby supporting a manageable cost of living.
Wondering if Johnson City is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Johnson City, for example, the median home price is 48.4% lower than what folks pay nationally, and monthly rent is 15.8% lower than the usual rates. Plus, income levels matter too, with Johnson City boasting a median household income of $63,906, which is 21.4% lower than the national average.
Utilities: Similar to the prices of any other goods or services, utility expenditures can exhibit substantial variability, influenced by factors such as climate, energy sources accessibility, geographical location and state regulations. Costs related to electricity, water, heating, and waste disposal can fluctuate, whether higher or lower, contingent on the city or state. In Johnson City, the utilities index is 13.4% higher than the national average.
Transportation: In areas where public transportation is scarce or unavailable, residents often find themselves compelled to own and upkeep vehicles, thereby increasing the overall cost of living. Monthly expenses encompass fuel, insurance, routine maintenance and potentially lease or financing payments. In Johnson City, the transportation index is 14.1% higher than the national average.
Healthcare: Healthcare expenditures and insurance premium rates can vary significantly, contingent upon the particular city or state. Factors such as the accessibility of healthcare facilities, out-of-pocket expenses for doctor's appointments, dental care charges, prescription medication costs, and expenses related to specialized medical care can all have an impact on the overall cost of living. In Johnson City, healthcare costs are 9.2% higher than the national average.
The cost of living data for Johnson City shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $89,799 | $7,483 | $2,095 | $2,694 |
| Renters | $34,458 | $2,872 | $804 | $1,034 |
| State | General Sales Tax | With Max Surtax |
| New York | 4% | 8.875% |
| State | Income Tax (Low) | Income Tax (High) |
| New York | 4% | 10.9% |
| City | Population | Cost of Living Index | National Avg. |
| Binghamton University, NY | 6,351 | 110 | 9.6% |
| Hallstead, PA | 1,251 | 93 | 6.6% |
| Glen Aubrey, NY | 268 | 94 | 6.4% |
| Endicott, NY | 12,939 | 94 | 6.2% |
| Binghamton, NY | 46,285 | 94 | 5.6% |
| Johnson City, NY | 14,660 | 95 | 4.9% |
| City | Population | Cost of Living Index | National Avg. |
| West Freehold, NJ | 14,657 | 142 | 41.8% |
| Hawaiian Gardens, CA | 14,656 | 142 | 42.3% |
| Olympia Heights, FL | 14,656 | 130 | 30.3% |
| Johnstown, CO | 14,655 | 131 | 30.7% |
| Pineville, LA | 14,677 | 92 | 7.9% |
| Johnson City, NY | 14,660 | 95 | 4.9% |
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