| Index | Greeley | Colorado | National |
| Cost of living | 117 | 115 | 100 |
| Groceries | 102 | 104 | 100 |
| Health care | 108 | 107 | 100 |
| Housing | 138 | 136 | 100 |
| Transportation | 107 | 106 | 100 |
| Utilities | 113 | 108 | 100 |
| Lifestyle & Entertainment | 107 | 107 | 100 |
| Household Items | 107 | 105 | 100 |
| Education & Childcare | 117 | 111 | 100 |
Understanding the cost of living in Greeley can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Greeley cost of living index is 117, which is 17% higher than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.
Housing costs make up a big chunk of the cost of living in Greeley, and they usually eat into a large part of your take-home pay. Unfortunately, in this area, both buying a home and renting one costs 38.4% more than the average city. This includes stuff like home prices, rent, mortgage rates, and insurance.
When it comes to knowing a city, its residents are the experts. We conducted a survey with 27 locals to understand their opinions on the cost of living in Greeley. The results indicated that 44% found it reasonably priced with decreasing prices of goods and services, while 56% viewed it as quite expensive, with increasing prices.
Is Greeley affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take Greeley, for instance, where the median home price falls 49.3% higher than the national average, and monthly rent rates are 13% higher than usual. Additionally, median income levels contribute to the equation, with Greeley flaunting a median household income of $86,987, 7% higher than the national norm.
Taxes: Areas with higher taxes, including sales taxes and income taxes, can contribute to a higher cost of living. Paying more tax for everyday household expenses like clothing and food will result in higher costs, as will paying a higher rate of income tax. The general sales tax rate in Greeley starts at 2.9% and the income tax rates start at 4.4%.
Healthcare: Healthcare expenditures and insurance premium rates can vary significantly, contingent upon the particular city or state. Factors such as the accessibility of healthcare facilities, out-of-pocket expenses for doctor's appointments, dental care charges, prescription medication costs, and expenses related to specialized medical care can all have an impact on the overall cost of living. In Greeley, healthcare costs are 7.9% higher than the national average.
Groceries: Grocery expenditures have undergone notable escalation over the last 2-3 years. In some markets, the cost of food products has surged by more than 20%, while others have experienced only modest increments. These fluctuations in food costs can have a significant impact on the overall cost of living in any region. In Greeley, the groceries index registers 1.8% higher than the national average.
The Greeley cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.
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| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $117,610 | $9,801 | $2,744 | $3,529 |
| Renters | $56,780 | $4,732 | $1,325 | $1,704 |
| State | General Sales Tax | With Max Surtax |
| Colorado | 2.9% | 10% |
| State | Income Tax (Low) | Income Tax (High) |
| Colorado | 4.4% | 4.4% |
| City | Population | Cost of Living Index | National Avg. |
| Garden City, CO | 214 | 99 | 0.9% |
| Ault, CO | 2,198 | 112 | 11.7% |
| Gilcrest, CO | 1,415 | 112 | 12.4% |
| La Salle, CO | 3,448 | 115 | 14.7% |
| Pierce, CO | 1,391 | 115 | 15.2% |
| Greeley, CO | 110,935 | 117 | 16.9% |
| City | Population | Cost of Living Index | National Avg. |
| Jurupa Valley, CA | 110,862 | 141 | 41.5% |
| Sandy Springs, GA | 111,012 | 137 | 37.4% |
| Waterbury, CT | 110,817 | 102 | 2.2% |
| Lewisville, TX | 111,065 | 108 | 8.0% |
| Daly City, CA | 111,327 | 204 | 104.4% |
| Greeley, CO | 110,935 | 117 | 16.9% |
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