Cost Of Living in Fruitvale, CO

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B-

11%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

20%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Fruitvale	Colorado	National
Cost of living	111	115	100
Groceries	103	104	100
Health care	106	107	100
Housing	120	136	100
Transportation	107	106	100
Utilities	110	108	100
Lifestyle & Entertainment	109	107	100
Household Items	106	105	100
Education & Childcare	112	111	100

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Homes For Sale In Fruitvale, CO

3019 E 1/2 Rd

Grand Junction, CO

3063 Wellington Ave

Fruitvale, CO

2295 E 1/4 Rd

Fruitvale, CO

3029 Bookcliff Ave

Grand Junction, CO

Cost Of Living Quick Facts

The cost of living in Fruitvale is 4% lower than the Colorado average
The cost of living in Fruitvale is 11% higher than the national average
Fruitvale housing is 20% higher than the national average
Colorado general sales tax is 43% lower than the national average
Colorado state income tax is 69% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$99,849	$8,321	$2,330	$2,996
Renters	$91,237	$7,603	$2,129	$2,737

The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Fruitvale, CO, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Fruitvale, homeowners have a median income of $99,849. Using that number, a maximum of $2,330 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $91,237, which means there is a maximum of $2,129 to be spent on the costs of renting a home or apartment.

Colorado Sales Tax

State	General Sales Tax	With Max Surtax
Colorado	2.9%	10%

Colorado Income Tax

State	Income Tax (Low)	Income Tax (High)
Colorado	4.4%	4.4%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Clifton, CO	21,554	103	2.5%
Palisade, CO	2,879	105	4.8%
Orchard Mesa, CO	6,728	111	11.4%
Grand Junction, CO	64,338	112	12.1%
Fruita, CO	14,366	115	15.2%
Fruitvale, CO	8,613	111	10.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Kennedale, TX	8,612	103	3.4%
Bonadelle Ranchos-Madera Ranchos, CA	8,614	126	25.6%
Bradford, PA	8,611	90	9.8%
Fair Lakes, VA	8,611	153	53.2%
Kenton, OH	8,615	82	18.1%
Fruitvale, CO	8,613	111	10.7%