| Index | Farmington | Utah | National |
| Cost of living | 130 | 105 | 100 |
| Groceries | 101 | 101 | 100 |
| Health care | 103 | 101 | 100 |
| Housing | 197 | 113 | 100 |
| Transportation | 98 | 101 | 100 |
| Utilities | 98 | 101 | 100 |
| Lifestyle & Entertainment | 99 | 102 | 100 |
| Household Items | 99 | 102 | 100 |
| Education & Childcare | 107 | 105 | 100 |
Are you thinking about relocating, but curious about the potential cost of living in Farmington? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Farmington stands at 130, making it 30% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.
If affordability is among your top priorities when searching for a new place to live, this area may not be the ideal fit, as the cost of living in Farmington is among the most expensive in the United States. Just a minority of areas exhibit a cost of living at least 20% higher than the national average, and unfortunately, Farmington falls into this category, which may not align with your goal of finding a budget-friendly living environment.
When it comes to the cost of living in Farmington, housing costs are a real heavyweight, often hogging a significant chunk of your earnings. Sadly, in this area, housing expenses for both buying and renting were 97% more expensive compared to your average city. That means you'll be shelling out more for homes, rents, mortgage rates and insurance.
Is Farmington affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Farmington, the median home price is 127.8% higher than the national average and monthly rent prices are 25.1% higher than the typical rates. Additionally, the median income levels play a role in affordability, with Farmington boasting a median household income of $150,131, 84.6% higher than the national average.
Healthcare: Healthcare costs and insurance premiums can undergo substantial fluctuations based on the city or state of residence. Elements such as the availability of healthcare facilities, out-of-pocket costs for medical consultations, dental expenses, prescription medication charges and specialized medical care fees all contribute to variations in the cost of living. In Farmington, healthcare costs are 3.1% higher than the national average.
Utilities: Similar to the prices of any other goods or services, utility expenditures can exhibit substantial variability, influenced by factors such as climate, energy sources accessibility, geographical location and state regulations. Costs related to electricity, water, heating, and waste disposal can fluctuate, whether higher or lower, contingent on the city or state. In Farmington, the utilities index is 1.8% lower than the national average.
Transportation: In areas where public transportation is scarce or unavailable, residents often find themselves compelled to own and upkeep vehicles, thereby increasing the overall cost of living. Monthly expenses encompass fuel, insurance, routine maintenance and potentially lease or financing payments. In Farmington, the transportation index is 1.6% lower than the national average.
The Farmington cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $156,377 | $13,031 | $3,649 | $4,692 |
| Renters | $75,202 | $6,267 | $1,755 | $2,256 |
| State | General Sales Tax | With Max Surtax |
| Utah | 6.1% | 8.35% |
| State | Income Tax (Low) | Income Tax (High) |
| Utah | 4.85% | 4.85% |
| City | Population | Cost of Living Index | National Avg. |
| Sunset, UT | 5,456 | 101 | 0.8% |
| Washington Terrace, UT | 9,422 | 104 | 4.0% |
| South Ogden, UT | 17,591 | 106 | 6.2% |
| Riverdale, UT | 9,077 | 106 | 6.0% |
| Clearfield, UT | 32,537 | 108 | 7.7% |
| Farmington, UT | 25,076 | 130 | 29.6% |
| City | Population | Cost of Living Index | National Avg. |
| Marysville, OH | 25,078 | 100 | 0.1% |
| Ridgeland, MS | 25,070 | 99 | 1.3% |
| Collinsville, IL | 25,068 | 92 | 7.5% |
| Palm River-Clair Mel, FL | 25,085 | 100 | 0.0% |
| Herndon, VA | 25,119 | 145 | 44.7% |
| Farmington, UT | 25,076 | 130 | 29.6% |
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