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Estes Park Real Estate Market Facts

  • $342,000Median home price
    29% higher than Colorado
  • $917Median rent asked
    13% lower than Colorado
  • 62.6%Home owners
    3% lower than Colorado
  • 2.0People per home
    22% lower than Colorado
A general overview of the Estes Park, CO real estate market is displayed above. The median home price for homes in Estes Park, CO is $342,000, which is 29% higher than the Colorado average. This means that real estate in the Estes Park, CO area is generally less affordable than the rest of Colorado. The median rent price in Estes Park, CO is $917 which is 13% lower than the Colorado average. In Estes Park, CO, 62.6% of people are home owners and an average of 2.0 people occupy each home. From luxury houses to affordable condos to urban townhomes, there are many different types of real estate in Estes Park, CO. We make it easy to find Estes Park, CO real estate listings and homes for sale by filtering location, price, bedrooms and bathrooms in the search area above.

Estes Park Home Affordability

  • $342,000Median home price
    29% higher than Colorado
  • $48,533Median home income
    22% lower than Colorado
  • 7.0xHome price to income ratio
    67% higher than Colorado
Home affordability can be a very important factor when determining where to purchase real estate in Estes Park, CO. One method that can be used to calculate home affordability is the home price to median household income ratio. The median home price in Estes Park, CO is $342,000 and the median household income is $48,533. This results in a home price to income ratio of 7.0x, which is 67% higher than the Colorado average. The home affordability ratio is calculated by dividing the median home price by the median home income. A lower than average home price to income ratio means that homes in Estes Park, CO are more affordable based on the median price of homes compared to home income. Of course, there are many other factors to consider when focusing on home affordability. Use the home affordability calculator below to see exactly how much you can afford to pay for real estate in Estes Park, CO.

Estes Park Affordability Calculator

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When searching for real estate in Estes Park, CO, it is important to find a home that fits comfortably within your budget. The home affordability calculator allows you to determine what price of home in Estes Park, CO you can afford based on your income, debts and down payment. For an even more complete picture, you can add in further details such as: length of mortgage term, mortgage rate, property taxes, home insurance and HOA dues. This will estimate the costs of home ownership and display the home price that would fit within that budget. Knowing the price of home that you can afford in Estes Park, CO before you begin the house hunting process will keep you from getting too emotionally invested in homes that you may not be able to afford. The home affordability calculator will also allow you to balance your budget, so you know exactly how much will be spent on housing and how much you will have left over for any other living expenses and savings.

Estes Park Mortgage Calculator

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What will my monthly costs be if I purchase Estes Park, CO real estate? There are many different variables that go into determining the monthly cost of a home. The biggest is obviously the home price. But after the actual price of the home you will also need to consider the down payment, loan term, interest rate, property taxes, home insurance, HOA dues and PMI (private mortgage insurance). PMI payments can be avoided for homeowners that are able to put 20% or more towards a down payment. The mortgage calculator has preset default values for these details, but they may be adjusted to give you a more accurate monthly payment estimate. Keep in mind that a good rule of thumb is to keep the DTI (debt-to-income) ratio to no more than 36 percent. This means that no more than 36 percent of gross monthly income should go to paying all debts.

Estes Park Demographics

  • 6,230Population
  • 903People / sq mile
  • 58.5Median age
  • 0.8:1Male/Female ratio

Nearby cities with low home prices

City, StatePopulationHome PriceNational Avg.
Allenspark, CO575$363,80097%
Lyons, CO2,027$426,200131%
Estes Park, CO6,230$342,00085%

Cities with similar population

City, StatePopulationHome PriceNational Avg.
University at Buffalo, NY6,230$0100%
Holtville, CA6,230$150,90018%
Sky Lake, FL6,233$110,20040%
Oyster Bay, NY6,226$556,400201%
International Falls, MN6,226$84,10054%
Estes Park, CO6,230$342,00085%
Source: The Estes Park, CO housing data displayed above is derived from the 2016 United States Census Bureau American Community Survey (ACS).