Cost of Living in Estes Park, CO

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F
35%
Overall NAT. AVG.
7%
Groceries NAT. AVG.
99%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Estes Park Colorado National
Cost of living135115100
Groceries107104100
Health care108107100
Housing199136100
Transportation107106100
Utilities109108100
Lifestyle & Entertainment105107100
Household Items107105100
Education & Childcare111111100
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Homes For Sale In Estes Park, CO

property for sale

624 Park River Pl

Estes Park, CO
property for sale

1075 Fall River Ct

Estes Park, CO
property for sale

285 Indian Trl

Estes Park, CO
property for sale

1734 Wildfire Rd #204

Estes Park, CO

Cost Of Living Quick Facts

  • The cost of living in Estes Park is 17% higher than the Colorado average
  • The cost of living in Estes Park is 35% higher than the national average
  • Estes Park housing is 99% higher than the national average
  • Colorado general sales tax is 43% lower than the national average
  • Colorado state income tax is 69% higher than the national average

Most Affordable Places to Live in and Around Estes Park

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      Salary Calculator

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      Price difference in compared to
      Cost of living index
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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$120,380$10,032$2,809$3,612
      Renters$45,439$3,787$1,060$1,363
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Estes Park, CO, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Estes Park homeowners, is $120,380. This would allow for a maximum of $2,809 per month to be spent on housing costs. For renters, the median monthly income is $45,439 which would result in a maximum of $1,060 to be spent on rental costs.

      Colorado Sales Tax

      State General Sales Tax With Max Surtax
      Colorado 2.9% 10%

      Colorado Income Tax

      State Income Tax (Low) Income Tax (High)
      Colorado 4.4% 4.4%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Allenspark, CO48113737.2%
      Lyons, CO2,36815958.6%
      Estes Park, CO6,73913535.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Torrington, WY6,735954.8%
      Bethel, AK6,74312929.2%
      Oneonta, AL6,743918.9%
      De Queen, AR6,7438416.4%
      Canton, NY6,743990.6%
      Estes Park, CO6,73913535.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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