D-
23%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
74%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Eagle Mountain Utah National
Cost of living123105100
Groceries100101100
Health care102101100
Housing174113100
Transportation101101100
Utilities103101100
Lifestyle & Entertainment100102100
Household Items103102100
Education & Childcare100105100
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An Overview of Cost of Living in Eagle Mountain, UT

The cost of living in Eagle Mountain affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Eagle Mountain is 123, which is 23% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.

If affordability is among your top priorities when searching for a new place to live, this area may not be the ideal fit, as the cost of living in Eagle Mountain is among the most expensive in the United States. Just a minority of areas exhibit a cost of living at least 20% higher than the national average, and unfortunately, Eagle Mountain falls into this category, which may not align with your goal of finding a budget-friendly living environment.

Housing costs are a major factor in the Eagle Mountain cost of living index, and they often eat up a big chunk of your take-home pay. Unfortunately, in this area, housing expenses for both homeownership and rentals were 74.4% higher than what's typical in an average city. That includes the prices of homes and rents, as well as mortgage rates and insurance.

Is Eagle Mountain Affordable?

Wondering if Eagle Mountain is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Eagle Mountain, for example, the median home price is 75.4% higher than what folks pay nationally, and monthly rent is 72% higher than the usual rates. Plus, income levels matter too, with Eagle Mountain boasting a median household income of $127,343, which is 56.6% higher than the national average.

What Factors can Influence the Cost of Living in Eagle Mountain?

Transportation: If public transportation is limited or not available, residents may need to own and maintain vehicles, which can add to the cost of living. Gas, insurance, regular maintenance and potentially lease or finance payments will all need to be paid on a monthly basis. In Eagle Mountain, the transportation index is 0.8% higher than the national average.

Utilities: Much like any other costs, utility expenses can exhibit considerable variations, influenced by factors such as climate, available energy sources, geographic location and state regulations. The costs associated with electricity, water, heating, and waste disposal can vary significantly depending on the city or state in question. In Eagle Mountain, the utilities index stands at 3.1% higher than the national average.

Urbanization: Larger, urban centers, known for their wealth of amenities and strong employment prospects, often exhibit an elevated cost of living, primarily attributable to the heightened demand for services and residential relocation. Consequently, this scenario leads to elevated home prices and higher rental rates. In contrast, sparsely populated rural areas or regions characterized by diminished demand typically provide a more limited array of amenities and experience slower job market growth, resulting in a more affordable cost of living.

Where is the Data From?

The Eagle Mountain cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Eagle Mountain is 17% higher than the Utah average
  • The cost of living in Eagle Mountain is 23% higher than the national average
  • Eagle Mountain housing is 74% higher than the national average
  • Utah general sales tax is 20% higher than the national average
  • Utah state income tax is 87% higher than the national average

Most Affordable Places to Live in and Around Eagle Mountain

See all the best places to live around Eagle Mountain

Compare Eagle Mountain, UT Cost of Living

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      Cost of living index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$131,019$10,918$3,057$3,931
      Renters$109,248$9,104$2,549$3,278
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Eagle Mountain, UT, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Eagle Mountain homeowners, is $131,019. This would allow for a maximum of $3,057 per month to be spent on housing costs. For renters, the median monthly income is $109,248 which would result in a maximum of $2,549 to be spent on rental costs.

      Utah Sales Tax

      State General Sales Tax With Max Surtax
      Utah 6.1% 8.35%

      Utah Income Tax

      State Income Tax (Low) Income Tax (High)
      Utah 4.85% 4.85%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Cedar Fort, UT21711616.4%
      Pleasant Grove, UT39,35612020.3%
      American Fork, UT32,33012020.1%
      Ophir, UT6612625.8%
      Fairfield, UT8412828.0%
      Eagle Mountain, UT36,31012323.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Menlo Park, CA36,327337237.0%
      Inver Grove Heights, MN36,35611312.7%
      East Point, GA36,363982.5%
      Lufkin, TX36,382919.4%
      Buenaventura Lakes, FL36,3891088.2%
      Eagle Mountain, UT36,31012323.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.