| Index | Wildwood | Missouri | National |
| Cost of living | 124 | 90 | 100 |
| Groceries | 95 | 96 | 100 |
| Health care | 97 | 97 | 100 |
| Housing | 189 | 77 | 100 |
| Transportation | 98 | 96 | 100 |
| Utilities | 93 | 95 | 100 |
| Lifestyle & Entertainment | 97 | 95 | 100 |
| Household Items | 97 | 97 | 100 |
| Education & Childcare | 92 | 95 | 100 |
Knowing the cost of living in Wildwood allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in Wildwood stands at 124, marking it 24% higher than the national average.
The cost of living in Wildwood is among the highest in the country, making it a very expensive place to live. Only a small fraction of regions boast a cost of living that is at least 20% higher than the national average, and regrettably, Wildwood falls into this category, which may not be suitable for those seeking an economically favorable living environment.
Housing costs are a major factor in the Wildwood cost of living index, and they often eat up a big chunk of your take-home pay. Unfortunately, in this area, housing expenses for both homeownership and rentals were 88.7% higher than what's typical in an average city. That includes the prices of homes and rents, as well as mortgage rates and insurance.
Is Wildwood affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take Wildwood, for instance, where the median home price falls 110.8% higher than the national average, and monthly rent rates are 37% higher than usual. Additionally, median income levels contribute to the equation, with Wildwood flaunting a median household income of $202,820, 149.4% higher than the national norm.
Transportation: In cities with limited or no public transportation, residents may find it necessary to own and maintain vehicles, thereby elevating the cost of living. Monthly expenditures include fuel, insurance, routine maintenance and potential lease or financing commitments. In Wildwood, the transportation index stands at 1.6% lower than the national average.
Subsidies: Certain regions may provide government subsidies or assistance initiatives designed to alleviate the cost of living burden on their residents. These programs encompass a wide range of support mechanisms, such as Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farming subsidies. Areas with fewer subsidy offerings might experience an elevation in their cost of living.
Utilities: Similar to the prices of any other goods or services, utility expenditures can exhibit substantial variability, influenced by factors such as climate, energy sources accessibility, geographical location and state regulations. Costs related to electricity, water, heating, and waste disposal can fluctuate, whether higher or lower, contingent on the city or state. In Wildwood, the utilities index is 7.5% lower than the national average.
The cost of living estimates displayed for Wildwood are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.
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| Groceries index | |
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| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $206,252 | $17,188 | $4,812 | $6,188 |
| Renters | $93,894 | $7,825 | $2,191 | $2,817 |
| State | General Sales Tax | With Max Surtax |
| Missouri | 4.225% | 10.85% |
| State | Income Tax (Low) | Income Tax (High) |
| Missouri | 2% | 4.95% |
| City | Population | Cost of Living Index | National Avg. |
| Defiance, MO | 70 | 96 | 4.3% |
| Champ, MO | 3 | 96 | 4.1% |
| Peaceful Village, MO | 95 | 69 | 31.1% |
| Lake Tekakwitha, MO | 280 | 82 | 17.6% |
| Grayhawk, MO | 801 | 83 | 17.3% |
| Wildwood, MO | 36,455 | 124 | 23.6% |
| City | Population | Cost of Living Index | National Avg. |
| Tooele, UT | 36,470 | 106 | 5.7% |
| La Vergne, TN | 36,426 | 102 | 2.0% |
| La Porte, TX | 36,484 | 98 | 2.0% |
| Carrollwood, FL | 36,424 | 115 | 14.6% |
| Richmond, IN | 36,416 | 84 | 15.6% |
| Wildwood, MO | 36,455 | 124 | 23.6% |
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