| Index | American Fork | Utah | National |
| Cost of living | 120 | 105 | 100 |
| Groceries | 99 | 101 | 100 |
| Health care | 102 | 101 | 100 |
| Housing | 164 | 113 | 100 |
| Transportation | 102 | 101 | 100 |
| Utilities | 98 | 101 | 100 |
| Lifestyle & Entertainment | 103 | 102 | 100 |
| Household Items | 102 | 102 | 100 |
| Education & Childcare | 104 | 105 | 100 |
Are you thinking about relocating, but curious about the potential cost of living in American Fork? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in American Fork stands at 120, making it 20% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.
If affordability is among your top priorities when searching for a new place to live, this area may not be the ideal fit, as the cost of living in American Fork is among the most expensive in the United States. Just a minority of areas exhibit a cost of living at least 20% higher than the national average, and unfortunately, American Fork falls into this category, which may not align with your goal of finding a budget-friendly living environment.
Housing costs are a very significant part of the American Fork cost of living index and generally encompass a large percentage of take-home income. Unfortunately, in this area, the housing costs for both homes and rentals were 64.1% more than the average city. This includes things like home and rent prices, mortgage rates and insurance.
Is American Fork affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in American Fork, the median home price is 79.1% higher than the national average and monthly rent prices are 28.9% higher than the typical rates. Additionally, the median income levels play a role in affordability, with American Fork boasting a median household income of $115,721, 42.3% higher than the national average.
Groceries: Grocery prices have seen substantial hikes in the last 2-3 years, with some markets witnessing food cost increases of over 20% during this period. Conversely, certain markets have experienced only moderate upticks. These variations in food expenses can have a substantial impact on the overall cost of living in any locality. In American Fork, the groceries index is 1.2% lower than the national average.
Transportation: In cities with limited or no public transportation, residents may find it necessary to own and maintain vehicles, thereby elevating the cost of living. Monthly expenditures include fuel, insurance, routine maintenance and potential lease or financing commitments. In American Fork, the transportation index stands at 2.2% higher than the national average.
Housing: High demand for housing in desirable locations can drive up property prices and rental rates. This can be a primary contributor to a higher cost of living. While low demand for housing, especially in undesirable locations, can have the reverse effect and drive prices down, resulting in a lower cost of living. The housing index in American Fork, is 64.1% higher than the national average.
The American Fork cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $126,651 | $10,554 | $2,955 | $3,800 |
| Renters | $87,686 | $7,307 | $2,046 | $2,631 |
| State | General Sales Tax | With Max Surtax |
| Utah | 6.1% | 8.35% |
| State | Income Tax (Low) | Income Tax (High) |
| Utah | 4.85% | 4.85% |
| City | Population | Cost of Living Index | National Avg. |
| Provo, UT | 119,883 | 114 | 13.5% |
| Orem, UT | 101,229 | 115 | 15.2% |
| White City, UT | 5,990 | 117 | 16.9% |
| Pleasant Grove, UT | 39,356 | 120 | 20.3% |
| Eagle Mountain, UT | 36,310 | 123 | 23.2% |
| American Fork, UT | 32,330 | 120 | 20.1% |
| City | Population | Cost of Living Index | National Avg. |
| Needham, MA | 32,325 | 202 | 101.5% |
| Southlake, TX | 32,343 | 163 | 63.0% |
| Garfield, NJ | 32,363 | 131 | 31.2% |
| West Bend, WI | 32,289 | 99 | 1.2% |
| Saratoga Springs, UT | 32,406 | 129 | 28.9% |
| American Fork, UT | 32,330 | 120 | 20.1% |
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